Raymond La

@UC0D00xHLeJ5X7Cb3G7nfL6g - 49K subscribers

Hey there, I'm Raymond and I talk about all things credit cards and personal finance to hopefully help you live a wealthier and healthier life!

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Pay Off Your 30-Year Mortgage in 10 Years | Here's How

Pay Off Your 30-Year Mortgage in 10 Years | Here's How Raymond La

5.9K views - 5 days ago

I Compared The BEST Unlimited eSIM for Japan in 2026 | SimLocal vs Airalo vs Holafly

I Compared The BEST Unlimited eSIM for Japan in 2026 | SimLocal vs Airalo vs Holafly Raymond La

467 views - 1 week ago

6 Tech ETFs You Can Invest In Australia 2026

6 Tech ETFs You Can Invest In Australia 2026 Raymond La

2.8K views - 2 weeks ago

The OPTIMAL Order To Apply For Credit Cards In Australia 2026

The OPTIMAL Order To Apply For Credit Cards In Australia 2026 Raymond La

12K views - 2 weeks ago

The Superannuation HACK That Saved Me $8610 In TAX This Year (legally)

The Superannuation HACK That Saved Me $8610 In TAX This Year (legally) Raymond La

10K views - 3 weeks ago

12 Tax Deductions I'm Making To Pay Less Tax In 2026

12 Tax Deductions I'm Making To Pay Less Tax In 2026 Raymond La

89K views - 1 month ago

The 4 ETFs In Australia I'd Buy If I Started Over Today In 2026

The 4 ETFs In Australia I'd Buy If I Started Over Today In 2026 Raymond La

31K views - 1 month ago

The BEST Indexed Superannuation Funds With LOW FEES In Australia 2026

The BEST Indexed Superannuation Funds With LOW FEES In Australia 2026 Raymond La

24K views - 1 month ago

TAX CHANGES: Federal Budget Changed Stock & ETF Investing Forever

TAX CHANGES: Federal Budget Changed Stock & ETF Investing Forever Raymond La

77K views - 1 month ago

I Tested Every Travel Card In Australia (Here's What Won)

I Tested Every Travel Card In Australia (Here's What Won) Raymond La

20K views - 2 months ago

How To Start Investing In Australia With $500 In 2026 (Step-By-Step Beginners Guide)

How To Start Investing In Australia With $500 In 2026 (Step-By-Step Beginners Guide) Raymond La

31K views - 2 months ago

How To Use the 2026 Recession To GET RICH (do this now)

How To Use the 2026 Recession To GET RICH (do this now) Raymond La

11K views - 2 months ago

7 Ways To Earn Qantas & Velocity Points FASTER In 2026

7 Ways To Earn Qantas & Velocity Points FASTER In 2026 Raymond La

3.5K views - 2 months ago

When Stocks Crash, Should You Buy The Dip?

When Stocks Crash, Should You Buy The Dip? Raymond La

3.4K views - 2 months ago

10 Things To Know About ETFs Before Investing (ETF Investing For Beginners)

10 Things To Know About ETFs Before Investing (ETF Investing For Beginners) Raymond La

3.1K views - 3 months ago

Moomoo vs Stake — which broker is better for Australian investors?

Moomoo vs Stake — which broker is better for Australian investors? Raymond La

43K views - 3 months ago

The BEST Travel Card In Australia That You DIDN'T KNOW ABOUT!

The BEST Travel Card In Australia That You DIDN'T KNOW ABOUT! Raymond La

7.2K views - 3 months ago

The SMARTEST ORDER To Invest Your Money In Australia in 2026

The SMARTEST ORDER To Invest Your Money In Australia in 2026 Raymond La

8.5K views - 3 months ago

The 5 BEST Crypto Exchanges In Australia In 2026

The 5 BEST Crypto Exchanges In Australia In 2026 Raymond La

2.1K views - 4 months ago

The 10 BEST Performing Superannuation Funds in Australia 2026 (is your fund on the list?)

The 10 BEST Performing Superannuation Funds in Australia 2026 (is your fund on the list?) Raymond La

43K views - 4 months ago

The 5 BEST Australian Credit Cards In 2026

The 5 BEST Australian Credit Cards In 2026 Raymond La

46K views - 4 months ago

If I Started Investing In Australia Again In 2026, This Is What I Would Do

If I Started Investing In Australia Again In 2026, This Is What I Would Do Raymond La

42K views - 4 months ago

6 BEST High Interest Savings Accounts In Australia 2026

6 BEST High Interest Savings Accounts In Australia 2026 Raymond La

32K views - 5 months ago

The EXACT Moment Your Contributions Don't Matter Anymore!

The EXACT Moment Your Contributions Don't Matter Anymore! Raymond La

7.2K views - 5 months ago

My Investing Plan In 2026 (what I'm investing in Australia)

My Investing Plan In 2026 (what I'm investing in Australia) Raymond La

12K views - 5 months ago

The BEST Travel eSIM with Unlimited Data in 2026

The BEST Travel eSIM with Unlimited Data in 2026 Raymond La

4.8K views - 5 months ago

When Should You Buy Bitcoin? Is 2026 the Time To Buy?

When Should You Buy Bitcoin? Is 2026 the Time To Buy? Raymond La

4.1K views - 5 months ago

My NEW Credit Card Strategy For 2026

My NEW Credit Card Strategy For 2026 Raymond La

23K views - 5 months ago

Credit Card Strategy Recap + How Many Frequent Flyer Points I Earned Last Year

Credit Card Strategy Recap + How Many Frequent Flyer Points I Earned Last Year Raymond La

6.8K views - 6 months ago

8 BEST High Yield Dividend ETFs in Australia 2026

8 BEST High Yield Dividend ETFs in Australia 2026 Raymond La

32K views - 6 months ago

Which Is the BEST eSIM for Travel in 2026? (Airalo vs Saily vs Sim Local)

Which Is the BEST eSIM for Travel in 2026? (Airalo vs Saily vs Sim Local) Raymond La

28K views - 6 months ago

AMEX Is SLASHING Your Points Value by up to 50% (Do This NOW!)

AMEX Is SLASHING Your Points Value by up to 50% (Do This NOW!) Raymond La

11K views - 7 months ago

The BEST 2-Fund ETF Portfolio In 2026 For Australians (VAS & VGS + others)

The BEST 2-Fund ETF Portfolio In 2026 For Australians (VAS & VGS + others) Raymond La

47K views - 7 months ago

The BEST Credit Card Tier List in 2026 - Best Credit Cards In Australia

The BEST Credit Card Tier List in 2026 - Best Credit Cards In Australia Raymond La

78K views - 7 months ago

The ULTIMATE Guide To Airport Lounge Access (2026)

The ULTIMATE Guide To Airport Lounge Access (2026) Raymond La

19K views - 7 months ago

This App CHANGED How I Track My Money & Net Worth (Gather)

This App CHANGED How I Track My Money & Net Worth (Gather) Raymond La

3.9K views - 7 months ago

The WORST Performing Superannuation Funds In 2026 (avoid these funds!)

The WORST Performing Superannuation Funds In 2026 (avoid these funds!) Raymond La

11K views - 8 months ago

How To Manage Your Money Like The 1%

How To Manage Your Money Like The 1% Raymond La

7.7K views - 8 months ago

5 BEST Qantas Credit Cards In 2025 Revealed

5 BEST Qantas Credit Cards In 2025 Revealed Raymond La

12K views - 8 months ago

How to Invest In Bitcoin In Australia As A Complete Beginner (2026 Guide)

How to Invest In Bitcoin In Australia As A Complete Beginner (2026 Guide) Raymond La

4.9K views - 8 months ago

Should You Continue Investing into ETFs at All-Time Highs?

Should You Continue Investing into ETFs at All-Time Highs? Raymond La

18K views - 8 months ago

Singapore Airlines BUSINESS CLASS Review (is it really that good?)

Singapore Airlines BUSINESS CLASS Review (is it really that good?) Raymond La

26K views - 9 months ago

Why Your Personal Credit Card is a TERRIBLE CHOICE for Your Business (Airwallex Corporate Card)

Why Your Personal Credit Card is a TERRIBLE CHOICE for Your Business (Airwallex Corporate Card) Raymond La

1.7K views - 9 months ago

Research Stocks 99% FASTER Than Other Investors With This AI Tool #moomoo

Research Stocks 99% FASTER Than Other Investors With This AI Tool #moomoo Raymond La

2.6K views - 9 months ago

The EXACT Bank Account Set Up We Use to OPTIMISE OUR FINANCES

The EXACT Bank Account Set Up We Use to OPTIMISE OUR FINANCES Raymond La

10K views - 9 months ago

What's In My Wallet 2H 2025 + Credit Card Strategy Update

What's In My Wallet 2H 2025 + Credit Card Strategy Update Raymond La

12K views - 9 months ago

Can You Really Retire and Live Off Dividends? (the truth may surprise you)

Can You Really Retire and Live Off Dividends? (the truth may surprise you) Raymond La

10K views - 10 months ago

6 of the most COMMON Credit Card Myths - BUSTED!

6 of the most COMMON Credit Card Myths - BUSTED! Raymond La

4.5K views - 10 months ago

Ever Wonder What It Takes to be RICH in Australia? (income & net worth breakdown)

Ever Wonder What It Takes to be RICH in Australia? (income & net worth breakdown) Raymond La

73K views - 10 months ago

8 Beginner Investing MISTAKES I'll Never Make Again (after 8 years of investing)

8 Beginner Investing MISTAKES I'll Never Make Again (after 8 years of investing) Raymond La

8.7K views - 10 months ago

Are Credit Card Rewards about to CHANGE FOREVER?

Are Credit Card Rewards about to CHANGE FOREVER? Raymond La

7.1K views - 11 months ago

Why Are Credit Cards Getting Worse in 2025?

Why Are Credit Cards Getting Worse in 2025? Raymond La

16K views - 11 months ago

Flying 22 Hours In The Worlds Best Business Class (Qatar QSuites)

Flying 22 Hours In The Worlds Best Business Class (Qatar QSuites) Raymond La

5.8K views - 11 months ago

How Much You Should Have In Your Superannuation By Age (are you on track)

How Much You Should Have In Your Superannuation By Age (are you on track) Raymond La

36K views - 11 months ago

BEST Personal Finance/Budgeting Apps To Help Grow Your Wealth in 2026!

BEST Personal Finance/Budgeting Apps To Help Grow Your Wealth in 2026! Raymond La

8K views - 11 months ago

If I Started Investing Again In 2026 This Is What I Would Do

If I Started Investing Again In 2026 This Is What I Would Do Raymond La

109K views - 1 year ago

BIG Superannuation Tax Changes Coming in 2025 That You Need to Know!

BIG Superannuation Tax Changes Coming in 2025 That You Need to Know! Raymond La

3.9K views - 1 year ago

The ETF Tax MISTAKES Everyone Makes (and how to avoid it)

The ETF Tax MISTAKES Everyone Makes (and how to avoid it) Raymond La

60K views - 1 year ago

10 Simple Ways To MAXIMISE Your Tax Return In 2025

10 Simple Ways To MAXIMISE Your Tax Return In 2025 Raymond La

30K views - 1 year ago

7 Superannuation Strategies to Legally Pay LESS TAXES In Australia

7 Superannuation Strategies to Legally Pay LESS TAXES In Australia Raymond La

21K views - 1 year ago