The 1st Time Homebuyer Show w/ Gizmo by House Rich

@UC1xWSQHow-VpAsInck_ixPQ - 6.7K subscribers

I Gizmo and I walk around and talk about homebuying tips and news. I have 7 years or experience in the real estate industry as a lender, underwriter and Realtor We have 6 years of living rent-free, a true life hack Tune in and let’s go get those keys 🤠I'm a Realtor in Dallas, TX and a Veteran (Go Navy!!) with a background in mortgage lending and underwriting. 🤠If you're in the DFW market schedule a call- calendly.com/houserich/dfw ⭐Looking for a dope realtor in your area. homeandmoney.com/houserichdave/ 📧 [email protected] 🎙️My Podcast. Homebuying tips on the go: www.houserichshow.com/

Home Videos Live Playlists

5 New FHA 203K Rehab Loan updates starting Nov 2024

5 New FHA 203K Rehab Loan updates starting Nov 2024 The 1st Time Homebuyer Show w/ Gizmo by House Rich

2.8K views - 1 year ago

Underwriter explains what happens during the mortgage underwriting process. Timelines & steps

Underwriter explains what happens during the mortgage underwriting process. Timelines & steps The 1st Time Homebuyer Show w/ Gizmo by House Rich

3.4K views - 1 year ago

How to identify "junk fees" and compare quotes between mortgage lenders

How to identify "junk fees" and compare quotes between mortgage lenders The 1st Time Homebuyer Show w/ Gizmo by House Rich

94 views - 1 year ago

Pros and Cons using a mortgage broker or big bank when getting a mortgage

Pros and Cons using a mortgage broker or big bank when getting a mortgage The 1st Time Homebuyer Show w/ Gizmo by House Rich

157 views - 1 year ago

How much does a new homeowner spend on maintenance? 2024 @USATODAY Home maintenance Survey

How much does a new homeowner spend on maintenance? 2024 @USATODAY Home maintenance Survey The 1st Time Homebuyer Show w/ Gizmo by House Rich

159 views - 1 year ago

What to do if you can no longer afford your mortgage payment & why it increases

What to do if you can no longer afford your mortgage payment & why it increases The 1st Time Homebuyer Show w/ Gizmo by House Rich

303 views - 1 year ago

9 tips on how to evaluate a neighborhood as a 1st time homebuyer

9 tips on how to evaluate a neighborhood as a 1st time homebuyer The 1st Time Homebuyer Show w/ Gizmo by House Rich

118 views - 1 year ago

9 Things 1st time homebuyers over looks during a property tour

9 Things 1st time homebuyers over looks during a property tour The 1st Time Homebuyer Show w/ Gizmo by House Rich

133 views - 1 year ago

9 cities that will provide down payment assistance to move there

9 cities that will provide down payment assistance to move there The 1st Time Homebuyer Show w/ Gizmo by House Rich

509 views - 1 year ago

2024 FHA loan guidelines versus 2024 conventional loan guidelines for 1st time homebuyer

2024 FHA loan guidelines versus 2024 conventional loan guidelines for 1st time homebuyer The 1st Time Homebuyer Show w/ Gizmo by House Rich

498 views - 1 year ago

Squatter's rights explained: NYC squatter has homeowner arrested after breaking into her $1m home

Squatter's rights explained: NYC squatter has homeowner arrested after breaking into her $1m home The 1st Time Homebuyer Show w/ Gizmo by House Rich

348 views - 1 year ago

President Biden’s $10K homebuyer credit & plan for 2M new homes

President Biden’s $10K homebuyer credit & plan for 2M new homes The 1st Time Homebuyer Show w/ Gizmo by House Rich

116 views - 1 year ago

First time homebuyers & lower income families will get screwed due to the $418M NAR settlement.

First time homebuyers & lower income families will get screwed due to the $418M NAR settlement. The 1st Time Homebuyer Show w/ Gizmo by House Rich

671 views - 1 year ago

Housing crisis, the US housing market is short 7.2M homes and counting

Housing crisis, the US housing market is short 7.2M homes and counting The 1st Time Homebuyer Show w/ Gizmo by House Rich

129 views - 1 year ago

Mortgage rates have been stuck at 7%, does this change the 2024 home buying forecast?

Mortgage rates have been stuck at 7%, does this change the 2024 home buying forecast? The 1st Time Homebuyer Show w/ Gizmo by House Rich

587 views - 2 years ago

2024 NACA loan guidelines: Reviewing the NACA Qualifications workbook & NACA workshop presentation

2024 NACA loan guidelines: Reviewing the NACA Qualifications workbook & NACA workshop presentation The 1st Time Homebuyer Show w/ Gizmo by House Rich

21.6K views - 2 years ago

Finding out as an adult I may have Asperger's explain some of my mental health struggles

Finding out as an adult I may have Asperger's explain some of my mental health struggles The 1st Time Homebuyer Show w/ Gizmo by House Rich

1.9K views - 2 years ago

The requirements to qualify for a VA loan in 2024

The requirements to qualify for a VA loan in 2024 The 1st Time Homebuyer Show w/ Gizmo by House Rich

259 views - 2 years ago

Why renting a three-bedroom home is NOT cheaper than owning in 90% of the U.S (or anywhere)

Why renting a three-bedroom home is NOT cheaper than owning in 90% of the U.S (or anywhere) The 1st Time Homebuyer Show w/ Gizmo by House Rich

276 views - 2 years ago

2024 FHA 203K renovation loan requirements and guidelines. FHA 203 standard v 203k limited.

2024 FHA 203K renovation loan requirements and guidelines. FHA 203 standard v 203k limited. The 1st Time Homebuyer Show w/ Gizmo by House Rich

12.1K views - 2 years ago

How much home can I afford based on my salary?

How much home can I afford based on my salary? The 1st Time Homebuyer Show w/ Gizmo by House Rich

113 views - 2 years ago

Will there be a housing crash in 2024; The 2024 housing market and interest rate forecast

Will there be a housing crash in 2024; The 2024 housing market and interest rate forecast The 1st Time Homebuyer Show w/ Gizmo by House Rich

628 views - 2 years ago

How to get a conventional loan, 2024 guideline updates for first time homebuyers

How to get a conventional loan, 2024 guideline updates for first time homebuyers The 1st Time Homebuyer Show w/ Gizmo by House Rich

1.5K views - 2 years ago

3 questions to ask your loan officer if your mortgage is denied by Navy Federal or any lender

3 questions to ask your loan officer if your mortgage is denied by Navy Federal or any lender The 1st Time Homebuyer Show w/ Gizmo by House Rich

589 views - 2 years ago

Did hedge funds really purchase 44% of homes in 2023. Here’s the truth

Did hedge funds really purchase 44% of homes in 2023. Here’s the truth The 1st Time Homebuyer Show w/ Gizmo by House Rich

990 views - 2 years ago

NEW 2024 FHA Loan requirements & tips First Time Home Buyers

NEW 2024 FHA Loan requirements & tips First Time Home Buyers The 1st Time Homebuyer Show w/ Gizmo by House Rich

2.1K views - 2 years ago

What the best time of the year to buy a home?

What the best time of the year to buy a home? The 1st Time Homebuyer Show w/ Gizmo by House Rich

101 views - 2 years ago

How much do realtors make when they sell a home: breaking down a commission check and value to buyer

How much do realtors make when they sell a home: breaking down a commission check and value to buyer The 1st Time Homebuyer Show w/ Gizmo by House Rich

52 views - 2 years ago

How the collusion lawsuit against the National Association of Realtors will impact homebuyers

How the collusion lawsuit against the National Association of Realtors will impact homebuyers The 1st Time Homebuyer Show w/ Gizmo by House Rich

313 views - 2 years ago

How do you get an assumable mortgage and take over the seller’s interest rate.

How do you get an assumable mortgage and take over the seller’s interest rate. The 1st Time Homebuyer Show w/ Gizmo by House Rich

230 views - 2 years ago

Mortgage rates hit 8%, Biden's new affordable housing plan & the rest of this week's housing news

Mortgage rates hit 8%, Biden's new affordable housing plan & the rest of this week's housing news The 1st Time Homebuyer Show w/ Gizmo by House Rich

109 views - 2 years ago

Here what happens when you buy a CPN

Here what happens when you buy a CPN The 1st Time Homebuyer Show w/ Gizmo by House Rich

8.4K views - 2 years ago

Cons of the 2-1 (3-2-1) mortgage interest rate buy down explained

Cons of the 2-1 (3-2-1) mortgage interest rate buy down explained The 1st Time Homebuyer Show w/ Gizmo by House Rich

1.6K views - 2 years ago

The training need to become an appraiser and the barriers to entering the appraisal industry

The training need to become an appraiser and the barriers to entering the appraisal industry The 1st Time Homebuyer Show w/ Gizmo by House Rich

575 views - 2 years ago

How much home can I afford on my salary? Debt-to-income explained

How much home can I afford on my salary? Debt-to-income explained The 1st Time Homebuyer Show w/ Gizmo by House Rich

86 views - 2 years ago

The car dealership pulling your credit multiple times does not impact your credit

The car dealership pulling your credit multiple times does not impact your credit The 1st Time Homebuyer Show w/ Gizmo by House Rich

218 views - 2 years ago

House hacking update: Fannie Mae / Conventional down payment requirements lowered for Multi-family

House hacking update: Fannie Mae / Conventional down payment requirements lowered for Multi-family The 1st Time Homebuyer Show w/ Gizmo by House Rich

220 views - 2 years ago

Does racial bias in the appraisal industry rob black families from generational wealth?

Does racial bias in the appraisal industry rob black families from generational wealth? The 1st Time Homebuyer Show w/ Gizmo by House Rich

210 views - 2 years ago

Wells Fargo economists expect Fed to cut interest rates dramatically in 2024 & other housing news

Wells Fargo economists expect Fed to cut interest rates dramatically in 2024 & other housing news The 1st Time Homebuyer Show w/ Gizmo by House Rich

88 views - 2 years ago

Black appraisers on the steps to become an appraiser & barriers for blacks in the appraisal industry

Black appraisers on the steps to become an appraiser & barriers for blacks in the appraisal industry The 1st Time Homebuyer Show w/ Gizmo by House Rich

3K views - 2 years ago

Grocery stores are redlining and ignoring minority communities just like banks did. Kevin Hart rant

Grocery stores are redlining and ignoring minority communities just like banks did. Kevin Hart rant The 1st Time Homebuyer Show w/ Gizmo by House Rich

101 views - 2 years ago

4 credit repair lies & scams exposed.

4 credit repair lies & scams exposed. The 1st Time Homebuyer Show w/ Gizmo by House Rich

199 views - 2 years ago

How to become a home inspector: training required, education needed

How to become a home inspector: training required, education needed The 1st Time Homebuyer Show w/ Gizmo by House Rich

1.8K views - 2 years ago

What first time homebuyers should look for during a home inspection w/ inspector @Househunter216

What first time homebuyers should look for during a home inspection w/ inspector @Househunter216 The 1st Time Homebuyer Show w/ Gizmo by House Rich

97 views - 2 years ago

7 questions: How to select the right realtor as a first time homebuyer.

7 questions: How to select the right realtor as a first time homebuyer. The 1st Time Homebuyer Show w/ Gizmo by House Rich

71 views - 2 years ago

House hacking at 21 w/o my tenant knowing I was his landlord & stories on getting into real estate

House hacking at 21 w/o my tenant knowing I was his landlord & stories on getting into real estate The 1st Time Homebuyer Show w/ Gizmo by House Rich

708 views - 2 years ago

Developer Vanessa Cole explains why affordable housing isn't profitable: @SamDolcine

Developer Vanessa Cole explains why affordable housing isn't profitable: @SamDolcine The 1st Time Homebuyer Show w/ Gizmo by House Rich

805 views - 2 years ago

@redfin ‘s housing market update and how to determine housing demand

@redfin ‘s housing market update and how to determine housing demand The 1st Time Homebuyer Show w/ Gizmo by House Rich

95 views - 2 years ago

⁠@EarnYourLeisure on the housing crisis “affordable housing is a trap for the black community”

⁠@EarnYourLeisure on the housing crisis “affordable housing is a trap for the black community” The 1st Time Homebuyer Show w/ Gizmo by House Rich

61 views - 2 years ago

Zillow & Fannie Mae upcoming housing market and interest rate predictions

Zillow & Fannie Mae upcoming housing market and interest rate predictions The 1st Time Homebuyer Show w/ Gizmo by House Rich

74 views - 2 years ago

The fight against 'build-to-rent' subdivisions destroying home affordability.

The fight against 'build-to-rent' subdivisions destroying home affordability. The 1st Time Homebuyer Show w/ Gizmo by House Rich

321 views - 2 years ago

Starter homes are becoming unaffordable. Prices are up 45% since 2020 and rising.

Starter homes are becoming unaffordable. Prices are up 45% since 2020 and rising. The 1st Time Homebuyer Show w/ Gizmo by House Rich

107 views - 2 years ago

Disproving @ReventureConsulting 's "Why the Housing Market hasn't Crashed Yet (2008 repeat)" video

Disproving @ReventureConsulting 's "Why the Housing Market hasn't Crashed Yet (2008 repeat)" video The 1st Time Homebuyer Show w/ Gizmo by House Rich

218 views - 2 years ago

Fed raise rates .25% to the highest number since 2001. Here why and the housing market impact

Fed raise rates .25% to the highest number since 2001. Here why and the housing market impact The 1st Time Homebuyer Show w/ Gizmo by House Rich

141 views - 2 years ago

US home prices are up in every major market. Home prices are not going back to pre-Covid levels.

US home prices are up in every major market. Home prices are not going back to pre-Covid levels. The 1st Time Homebuyer Show w/ Gizmo by House Rich

281 views - 2 years ago

Reaction: Why @IntrinsicValueSystem's "Housing Market Predictions: The 2023 Housing Crash" is wrong

Reaction: Why @IntrinsicValueSystem's "Housing Market Predictions: The 2023 Housing Crash" is wrong The 1st Time Homebuyer Show w/ Gizmo by House Rich

213 views - 2 years ago

Is now the time to buy a house? 4 charts show the Housing crash crash/correction ended June 2023

Is now the time to buy a house? 4 charts show the Housing crash crash/correction ended June 2023 The 1st Time Homebuyer Show w/ Gizmo by House Rich

151 views - 2 years ago

3 ways to find down payment assistance programs for first time home buyer

3 ways to find down payment assistance programs for first time home buyer The 1st Time Homebuyer Show w/ Gizmo by House Rich

360 views - 2 years ago

It’s hard for first time home buyers to find a home because we are short 300,000 Affordable Homes

It’s hard for first time home buyers to find a home because we are short 300,000 Affordable Homes The 1st Time Homebuyer Show w/ Gizmo by House Rich

198 views - 2 years ago

Explaining Dallas' Airbnb/ short term rental ban and why it may lead to a national Airbnb ban

Explaining Dallas' Airbnb/ short term rental ban and why it may lead to a national Airbnb ban The 1st Time Homebuyer Show w/ Gizmo by House Rich

802 views - 2 years ago