The Mortgage Agency

@UCD-mLMhmDmPoPZXjtKdwyHA - 1.4K subscribers

Tony Xia is the Founder and Director of The Mortgage Agency - one of Sydney's leading mortgage broker firms. He shares videos on the latest news and strategies related to property buying and investing, including on his podcast, The Mortgage Chat.

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How to Use Your SMSF to Buy Property

How to Use Your SMSF to Buy Property The Mortgage Agency

132 views - 1 week ago

Why Asset Prices Matter More Than Interest Rates

Why Asset Prices Matter More Than Interest Rates The Mortgage Agency

90 views - 3 weeks ago

How SMSFs Buy Property in Australia (Complete Breakdown)

How SMSFs Buy Property in Australia (Complete Breakdown) The Mortgage Agency

133 views - 1 month ago

How to Plan Your Property Portfolio for Long-Term Wealth

How to Plan Your Property Portfolio for Long-Term Wealth The Mortgage Agency

87 views - 1 month ago

Why Trust Lending Rules Are Tightening in Australia

Why Trust Lending Rules Are Tightening in Australia The Mortgage Agency

127 views - 2 months ago

Rental Yield vs Capital Growth — Which Strategy Builds Wealth Faster?

Rental Yield vs Capital Growth — Which Strategy Builds Wealth Faster? The Mortgage Agency

93 views - 2 months ago

Why Tasmania Is Getting More Attention in 2025

Why Tasmania Is Getting More Attention in 2025 The Mortgage Agency

275 views - 3 months ago

How to Choose the Right Apartment Investment in Australia

How to Choose the Right Apartment Investment in Australia The Mortgage Agency

121 views - 3 months ago

The Mortgage Broker’s Guide to Buying Multiple Properties

The Mortgage Broker’s Guide to Buying Multiple Properties The Mortgage Agency

374 views - 4 months ago

How a Guarantor Loan Can Help You Buy Sooner

How a Guarantor Loan Can Help You Buy Sooner The Mortgage Agency

95 views - 4 months ago

Cut Your Tax Bill with Your Mortgage! Aussie Tax Hack you should know

Cut Your Tax Bill with Your Mortgage! Aussie Tax Hack you should know The Mortgage Agency

116 views - 5 months ago

Equity Explained: How to Use It to Build Wealth

Equity Explained: How to Use It to Build Wealth The Mortgage Agency

266 views - 5 months ago

Is Tasmania the Next Property Hotspot in Australia?

Is Tasmania the Next Property Hotspot in Australia? The Mortgage Agency

1.5K views - 6 months ago

First-Time Investor? Here’s How to Start Smart in 2026

First-Time Investor? Here’s How to Start Smart in 2026 The Mortgage Agency

335 views - 6 months ago

How to Buy Property Without Paying $20K to a Buyer’s Agent

How to Buy Property Without Paying $20K to a Buyer’s Agent The Mortgage Agency

183 views - 6 months ago

How to Structure a 100% Home Loan and Still Make a Profit | Tips from an investor

How to Structure a 100% Home Loan and Still Make a Profit | Tips from an investor The Mortgage Agency

282 views - 7 months ago

What can you buy in Sydney for $2.05 million in 2025—and is it worth it?

What can you buy in Sydney for $2.05 million in 2025—and is it worth it? The Mortgage Agency

210 views - 7 months ago

Can you move out, rent your property, and still avoid Capital Gains Tax when you sell it later?

Can you move out, rent your property, and still avoid Capital Gains Tax when you sell it later? The Mortgage Agency

302 views - 8 months ago

First Home Guarantee Just Changed! What You Need to Know (2025)

First Home Guarantee Just Changed! What You Need to Know (2025) The Mortgage Agency

384 views - 8 months ago

How to Pay Off Debt Faster Using Your Home Loan | Debt Consolidation Australia

How to Pay Off Debt Faster Using Your Home Loan | Debt Consolidation Australia The Mortgage Agency

143 views - 9 months ago

How to Pay Off your Mortgage Faster | Tips from a Mortgage Broker

How to Pay Off your Mortgage Faster | Tips from a Mortgage Broker The Mortgage Agency

680 views - 9 months ago

Can I Get a Home Loan with HECS Debt in Australia? | Pay Off Home Loan Faster

Can I Get a Home Loan with HECS Debt in Australia? | Pay Off Home Loan Faster The Mortgage Agency

407 views - 10 months ago

How To Buy Real Estate In Your Super - SMSF | Investment Property in Your Self Managed Super Fund

How To Buy Real Estate In Your Super - SMSF | Investment Property in Your Self Managed Super Fund The Mortgage Agency

746 views - 10 months ago

Fastest Way to Save For A House Deposit - Tips for First Home Buyer

Fastest Way to Save For A House Deposit - Tips for First Home Buyer The Mortgage Agency

328 views - 11 months ago

Why High Income Earners Should Build Wealth

Why High Income Earners Should Build Wealth The Mortgage Agency

293 views - 11 months ago

HECS Debt Australia Explained: Is Excluding It from Your Borrowing Power a Smart Move?

HECS Debt Australia Explained: Is Excluding It from Your Borrowing Power a Smart Move? The Mortgage Agency

271 views - 1 year ago

Use Tax Refund to Pay off your Home Loan - SECRETS OF THE RICH! Tips from a Mortgage Broker

Use Tax Refund to Pay off your Home Loan - SECRETS OF THE RICH! Tips from a Mortgage Broker The Mortgage Agency

535 views - 1 year ago

Cross-Collateralisation Explained: Use Equity To Buy An Investment Property | Pros And Cons

Cross-Collateralisation Explained: Use Equity To Buy An Investment Property | Pros And Cons The Mortgage Agency

1.4K views - 1 year ago

How to Buy a House with No Money: A Guide for First-Time Homebuyers

How to Buy a House with No Money: A Guide for First-Time Homebuyers The Mortgage Agency

283 views - 1 year ago

How to Invest in Australia While Living Abroad - Aussie Property Loans for Workers Abroad

How to Invest in Australia While Living Abroad - Aussie Property Loans for Workers Abroad The Mortgage Agency

107 views - 1 year ago

How to Get a Home Loan as a Small Business Owner in Australia | Tips from a Mortgage Broker

How to Get a Home Loan as a Small Business Owner in Australia | Tips from a Mortgage Broker The Mortgage Agency

330 views - 1 year ago

Home Equity - What It Is, How It Works, and How You Can Use It to Grow your Money - Broker Tips

Home Equity - What It Is, How It Works, and How You Can Use It to Grow your Money - Broker Tips The Mortgage Agency

635 views - 1 year ago

How much can you actually borrow to start your property investment journey? Real Case Study

How much can you actually borrow to start your property investment journey? Real Case Study The Mortgage Agency

649 views - 1 year ago

Rentvesting in Australia 2025 - What Is It, How Can You Benefit, How can you do it too

Rentvesting in Australia 2025 - What Is It, How Can You Benefit, How can you do it too The Mortgage Agency

2.3K views - 1 year ago

What is Self-Managed Superfund? How to Invest in Property Using SMSF in Australia

What is Self-Managed Superfund? How to Invest in Property Using SMSF in Australia The Mortgage Agency

336 views - 1 year ago

How to Pay Off Your 30-Year Mortgage in 10 Years - Tips from a Mortgage Broker

How to Pay Off Your 30-Year Mortgage in 10 Years - Tips from a Mortgage Broker The Mortgage Agency

1.8K views - 1 year ago

Don't do this! The dangers of buying Off the Plan Properties | House and Land Deals Explained

Don't do this! The dangers of buying Off the Plan Properties | House and Land Deals Explained The Mortgage Agency

766 views - 1 year ago

Purchasing Property within a Trust - Trust Borrowing Explained in 12 minutes

Purchasing Property within a Trust - Trust Borrowing Explained in 12 minutes The Mortgage Agency

7.9K views - 1 year ago

GRANNY FLATS: Are They a Good Investment? Adding Property Value in Australia Explained in 10 Minutes

GRANNY FLATS: Are They a Good Investment? Adding Property Value in Australia Explained in 10 Minutes The Mortgage Agency

4.3K views - 1 year ago

How to Increase Borrowing Power in Australia | Loan More Money | Explained in 9 minutes

How to Increase Borrowing Power in Australia | Loan More Money | Explained in 9 minutes The Mortgage Agency

918 views - 1 year ago

How to Find the Best Buyer's Agent in Australia | Do You Really Need A Buyers Agent? Don't TRUST!

How to Find the Best Buyer's Agent in Australia | Do You Really Need A Buyers Agent? Don't TRUST! The Mortgage Agency

784 views - 1 year ago

How to use EQUITY to buy INVESTMENT PROPERTY in Australia Explained in 8 min | Real Estate Investing

How to use EQUITY to buy INVESTMENT PROPERTY in Australia Explained in 8 min | Real Estate Investing The Mortgage Agency

11.5K views - 1 year ago

How to be an Auctioneer in Real Estate | Auction Caller in Australia

How to be an Auctioneer in Real Estate | Auction Caller in Australia The Mortgage Agency

399 views - 1 year ago

How To Buy Investment Property Through SMSF (Self Managed Super Fund) Loan - Explained

How To Buy Investment Property Through SMSF (Self Managed Super Fund) Loan - Explained The Mortgage Agency

440 views - 1 year ago

What is a Guarantor Home Loan? Guarantor Loans Explained - Benefits and Risks

What is a Guarantor Home Loan? Guarantor Loans Explained - Benefits and Risks The Mortgage Agency

442 views - 1 year ago

Mistakes to Avoid When Buying a House and Land Package | Tips for first home buyers

Mistakes to Avoid When Buying a House and Land Package | Tips for first home buyers The Mortgage Agency

748 views - 1 year ago

Apartment vs House Investments in Australia: Which is the right one for you?

Apartment vs House Investments in Australia: Which is the right one for you? The Mortgage Agency

420 views - 1 year ago

Apartment vs. House: Which is the Smarter Investment?

Apartment vs. House: Which is the Smarter Investment? The Mortgage Agency

503 views - 1 year ago

Will Sydney's New Construction Rules Help Solve the Housing Crisis? New Building Regulations 2024

Will Sydney's New Construction Rules Help Solve the Housing Crisis? New Building Regulations 2024 The Mortgage Agency

272 views - 1 year ago

Duplex Building Secrets from a Pro: How to Design and Construct the Perfect Duplex | Ep. 10

Duplex Building Secrets from a Pro: How to Design and Construct the Perfect Duplex | Ep. 10 The Mortgage Agency

818 views - 2 years ago

How to Pick a PROFIT-Boosting Property Manager ft. Raza Khan | Ep. 09

How to Pick a PROFIT-Boosting Property Manager ft. Raza Khan | Ep. 09 The Mortgage Agency

127 views - 2 years ago

Accountant Reveals The TOP Tax Deductions For Aussie Property Investors ft. Jamie Kwok | Ep. 08

Accountant Reveals The TOP Tax Deductions For Aussie Property Investors ft. Jamie Kwok | Ep. 08 The Mortgage Agency

294 views - 2 years ago

Why Your Insurance Might NOT Have Your Back in a Crisis ft. Andrew Schroder | Ep. 07

Why Your Insurance Might NOT Have Your Back in a Crisis ft. Andrew Schroder | Ep. 07 The Mortgage Agency

58 views - 2 years ago

Solicitor Exposed The Silent KILLER in Commercial Leasing ft. Simon Kang | Ep #06

Solicitor Exposed The Silent KILLER in Commercial Leasing ft. Simon Kang | Ep #06 The Mortgage Agency

273 views - 2 years ago

SMSFs: Are They a Goldmine or a Money Pit? ft. Andrew Romano | Ep. 05

SMSFs: Are They a Goldmine or a Money Pit? ft. Andrew Romano | Ep. 05 The Mortgage Agency

182 views - 2 years ago

How To Properly Leverage Auctions In Property Transactions ft. Stu Benson | Ep. 04

How To Properly Leverage Auctions In Property Transactions ft. Stu Benson | Ep. 04 The Mortgage Agency

133 views - 2 years ago

Learn Everything You Need to Know About Depreciation Schedules ft. Tuan Duong | Ep. 03 @DuoTax

Learn Everything You Need to Know About Depreciation Schedules ft. Tuan Duong | Ep. 03 @DuoTax The Mortgage Agency

71 views - 2 years ago

What You Need To Know Before Going Ahead With A Building Project ft. Charbel Simon | Ep. 02

What You Need To Know Before Going Ahead With A Building Project ft. Charbel Simon | Ep. 02 The Mortgage Agency

238 views - 2 years ago

Maximising Your Property Potential: Buyer's Agent Strategies ft. Ben Plohl | Ep. 01

Maximising Your Property Potential: Buyer's Agent Strategies ft. Ben Plohl | Ep. 01 The Mortgage Agency

431 views - 2 years ago

How does an Offset reduce your loan term and Interest Charged?

How does an Offset reduce your loan term and Interest Charged? The Mortgage Agency

57 views - 2 years ago