us finance

@UCDT7QFSo2znU9BXryYECATg - 21.9K subscribers

Investing & Personal Finance in the U.S.: Stocks, Bonds, ETFs, Retirement & Taxes Hi, I’m Xinyue. Welcome to Finance in the U.S.! What you’ll find here: Stock & ETF strategies U.S. bonds, rates & economic trends Roth IRA, 401(k) & retirement planning Tax tips for individuals & families Simple approaches to asset allocation Feel free to leave a comment under my videos—I try my best to reply. For business inquiries, please use the official email provided by YouTube.

Home Videos Live Playlists

Gold Rebounded from 4400 to 4900 — What Matters Now?

Gold Rebounded from 4400 to 4900 — What Matters Now? us finance

5K views - 2 weeks ago

Gold Drops 9% — If You’re Still Holding, Don’t Panic Sell

Gold Drops 9% — If You’re Still Holding, Don’t Panic Sell us finance

27.2K views - 3 weeks ago

Market Volatility Is Rising — How I Build a More Stable Income Portfolio

Market Volatility Is Rising — How I Build a More Stable Income Portfolio us finance

1.6K views - 1 month ago

2026 Outlook: 3 Assets Goldman Sachs and JPMorgan Agree on Right Now

2026 Outlook: 3 Assets Goldman Sachs and JPMorgan Agree on Right Now us finance

3.2K views - 1 month ago

Stop Giving the IRS Half Your Stock Profits! 3 Legal Tax Strategies You Need

Stop Giving the IRS Half Your Stock Profits! 3 Legal Tax Strategies You Need us finance

4.3K views - 2 months ago

ETF vs Mutual Fund: The Best Choice for Your 401(k) and Taxable Accounts (Avoid Costly Mistakes!)

ETF vs Mutual Fund: The Best Choice for Your 401(k) and Taxable Accounts (Avoid Costly Mistakes!) us finance

1.5K views - 2 months ago

Salary Up 5%, Costs Up 20%? 9 Year-End Moves to Protect Your Wealth in 2025

Salary Up 5%, Costs Up 20%? 9 Year-End Moves to Protect Your Wealth in 2025 us finance

1.5K views - 2 months ago

Big Tech Sell-Off! QQQ Down Again—Is This a Chance or a Bubble Warning? 3 Things Before You Trade

Big Tech Sell-Off! QQQ Down Again—Is This a Chance or a Bubble Warning? 3 Things Before You Trade us finance

4.2K views - 3 months ago

Why Did Stocks and Gold Drop Before Rebounding? The Real Shift After the Government Reopened

Why Did Stocks and Gold Drop Before Rebounding? The Real Shift After the Government Reopened us finance

1.4K views - 3 months ago

Government shutdown 2025: Stocks fall, gold drops, Treasuries stall — where to put your money now?

Government shutdown 2025: Stocks fall, gold drops, Treasuries stall — where to put your money now? us finance

2.2K views - 3 months ago

Best CD Rates After Fed Rate Cuts | Where to Still Get Over 4% Interest

Best CD Rates After Fed Rate Cuts | Where to Still Get Over 4% Interest us finance

1K views - 3 months ago

Gold Down 8% – Crash or Opportunity? My Real Trade and Strategy Explained

Gold Down 8% – Crash or Opportunity? My Real Trade and Strategy Explained us finance

3.4K views - 4 months ago

When to Sell Gold: Long-Term Hold vs Trend Strategy vs Short-Term Trading

When to Sell Gold: Long-Term Hold vs Trend Strategy vs Short-Term Trading us finance

5.8K views - 4 months ago

US Stocks Plunge! Should You Buy the Dip or Cut Your Losses?

US Stocks Plunge! Should You Buy the Dip or Cut Your Losses? us finance

1.8K views - 4 months ago

Buying at S&P 500 All-Time Highs? My 2 Stocks with Stop Loss Strategy

Buying at S&P 500 All-Time Highs? My 2 Stocks with Stop Loss Strategy us finance

1.8K views - 4 months ago

$100K in U.S. Treasuries, Earn $394 Monthly Passive Income | How to Buy Anywhere

$100K in U.S. Treasuries, Earn $394 Monthly Passive Income | How to Buy Anywhere us finance

5.6K views - 4 months ago

Fed Just Cut Rates! I’ll Show You Whether Bonds or CDs Make You More Money

Fed Just Cut Rates! I’ll Show You Whether Bonds or CDs Make You More Money us finance

6.1K views - 5 months ago

FNGS 42% Annual Return! Pros & Cons Explained vs QQQ and VOO

FNGS 42% Annual Return! Pros & Cons Explained vs QQQ and VOO us finance

2.7K views - 5 months ago

US Job Openings Down 40% | Why Low Unemployment Still Feels Hard

US Job Openings Down 40% | Why Low Unemployment Still Feels Hard us finance

1.5K views - 5 months ago

U.S. Debt Hits $37 Trillion! How Big Is the Risk, and How Can You Protect Your Assets?

U.S. Debt Hits $37 Trillion! How Big Is the Risk, and How Can You Protect Your Assets? us finance

2.6K views - 5 months ago

US Home Prices Down 7%: Is 2025 the Right Time to Buy After Powell’s Rate Cut Signal?

US Home Prices Down 7%: Is 2025 the Right Time to Buy After Powell’s Rate Cut Signal? us finance

1.3K views - 6 months ago

Powell Hints at Rate Cuts: Boost for Stocks, Bonds, or Crypto?

Powell Hints at Rate Cuts: Boost for Stocks, Bonds, or Crypto? us finance

1.2K views - 6 months ago

Warren Buffett Shifts Portfolio: Healthcare In, Ahead of Rate Cuts?

Warren Buffett Shifts Portfolio: Healthcare In, Ahead of Rate Cuts? us finance

2K views - 6 months ago

Hidden Money Printing? Assets Soar! Is the US Debt Crisis Really Over?

Hidden Money Printing? Assets Soar! Is the US Debt Crisis Really Over? us finance

2.8K views - 6 months ago

Is This 14.6% Yield Monthly Income ETF Too Good to Be True? Inside CAIE’s Structure and Risks

Is This 14.6% Yield Monthly Income ETF Too Good to Be True? Inside CAIE’s Structure and Risks us finance

3.6K views - 6 months ago

New Tax Savings Under the Beautiful Bill: What’s Permanent, What’s Not?

New Tax Savings Under the Beautiful Bill: What’s Permanent, What’s Not? us finance

1.1K views - 7 months ago

How the Big Beautiful Bill Will Impact U.S. Stocks, Treasury Bonds, and ETF Portfolio Strategy

How the Big Beautiful Bill Will Impact U.S. Stocks, Treasury Bonds, and ETF Portfolio Strategy us finance

3.6K views - 7 months ago

What is Stablecoin? USDC vs USDT – Which One Is Safer and Should You Buy Now?

What is Stablecoin? USDC vs USDT – Which One Is Safer and Should You Buy Now? us finance

1.7K views - 7 months ago

Stock Lending Explained: Passive Income, Risks, Taxes, and How to Get Started

Stock Lending Explained: Passive Income, Risks, Taxes, and How to Get Started us finance

1.6K views - 8 months ago

5 ETFs for Global Asset Allocation｜Protect Your Wealth Amid Dollar Volatility & Geopolitical Risk

5 ETFs for Global Asset Allocation｜Protect Your Wealth Amid Dollar Volatility & Geopolitical Risk us finance

5.4K views - 8 months ago

2025 CD Rate Showdown: Chase, Citi, Wells Fargo – Who Pays More? 9.5% Deal Inside!

2025 CD Rate Showdown: Chase, Citi, Wells Fargo – Who Pays More? 9.5% Deal Inside! us finance

4.9K views - 8 months ago

Is It Safe to Buy Treasuries Now? From Default Worries to Buy-the-Dip Signals

Is It Safe to Buy Treasuries Now? From Default Worries to Buy-the-Dip Signals us finance

7K views - 9 months ago

Earn 4% on Idle Cash? Compare Fidelity, IBKR, and Moomoo Money Market Funds

Earn 4% on Idle Cash? Compare Fidelity, IBKR, and Moomoo Money Market Funds us finance

3.7K views - 9 months ago

Warren Buffett: You Only Need This 3-Step System to Build Wealth

Warren Buffett: You Only Need This 3-Step System to Build Wealth us finance

2.4K views - 9 months ago

5 Biggest Risks in Gold Investing: A Must-Watch Guide for Beginners

5 Biggest Risks in Gold Investing: A Must-Watch Guide for Beginners us finance

5.1K views - 10 months ago

Is the U.S. Stock Market Bottom In? 3 Signals to Help You Judge the Real Rebound!

Is the U.S. Stock Market Bottom In? 3 Signals to Help You Judge the Real Rebound! us finance

2.5K views - 10 months ago

Best Tax Software? TurboTax vs FreeTaxUSA vs H&R Block

Best Tax Software? TurboTax vs FreeTaxUSA vs H&R Block us finance

1.2K views - 10 months ago

Is an Annuity Worth It for Retirement? My Research + Risks to Know

Is an Annuity Worth It for Retirement? My Research + Risks to Know us finance

2.1K views - 10 months ago

Ultimate Treasury Bills Guide｜4.3% Yield, Taxes, ETFs, Global Purchase Methods

Ultimate Treasury Bills Guide｜4.3% Yield, Taxes, ETFs, Global Purchase Methods us finance

7.7K views - 11 months ago

Stock Market Crashes! Trump’s Tariffs Shake Wall Street—Smart Money Is Buying, Are You?

Stock Market Crashes! Trump’s Tariffs Shake Wall Street—Smart Money Is Buying, Are You? us finance

2K views - 11 months ago

Buffett Sells All S&P 500 Index! What Should Investors Do Now?

Buffett Sells All S&P 500 Index! What Should Investors Do Now? us finance

2.8K views - 1 year ago

Three signals to determine the gold trend

Three signals to determine the gold trend us finance

1.7K views - 1 year ago

How to Stay Profitable at the End of a Bull Market

How to Stay Profitable at the End of a Bull Market us finance

1.6K views - 1 year ago

US Treasury Yields Are Back at 5%! Buy or Wait? Strategies to Reduce 2025 Investment Risks!

US Treasury Yields Are Back at 5%! Buy or Wait? Strategies to Reduce 2025 Investment Risks! us finance

7K views - 1 year ago

PayPal Savings Account: 4.1% Interest, FDIC Insured, But Is It for You?

PayPal Savings Account: 4.1% Interest, FDIC Insured, But Is It for You? us finance

2.1K views - 1 year ago

5 ETF Strategies to Profit in a Rate-Cut Bull Market

5 ETF Strategies to Profit in a Rate-Cut Bull Market us finance

4.1K views - 1 year ago

U.S. Tax Savings: 8 Legal Tips You Need to Know

U.S. Tax Savings: 8 Legal Tips You Need to Know us finance

15.9K views - 1 year ago

Trump’s Policies & Inflation: 4 Proven Ways to Safeguard Your Portfolio

Trump’s Policies & Inflation: 4 Proven Ways to Safeguard Your Portfolio us finance

1.9K views - 1 year ago

Step-by-Step Bitcoin Buying Guide: Account Setup, Trading, Deposits, and Withdrawals!

Step-by-Step Bitcoin Buying Guide: Account Setup, Trading, Deposits, and Withdrawals! us finance

1.8K views - 1 year ago

TLTW Dividend Reaches 15%! Is It Worth Investing?

TLTW Dividend Reaches 15%! Is It Worth Investing? us finance

8.2K views - 1 year ago

7 Common CD Mistakes You Must Avoid

7 Common CD Mistakes You Must Avoid us finance

5.8K views - 1 year ago

How to Maximize Returns with Low-Risk Strategies? U.S. and China Policies Amid Interest Rate Cuts

How to Maximize Returns with Low-Risk Strategies? U.S. and China Policies Amid Interest Rate Cuts us finance

2.8K views - 1 year ago

Fed Rate Cuts and Treasury Price Analysis

Fed Rate Cuts and Treasury Price Analysis us finance

14K views - 1 year ago

Bank Collapse: Are Your Deposits Safe? Find Out What FDIC and SIPC Cover!

Bank Collapse: Are Your Deposits Safe? Find Out What FDIC and SIPC Cover! us finance

2.2K views - 1 year ago

August CD Rates: Up to 9.5%. How to Invest in USD Fixed Income Products Abroad

August CD Rates: Up to 9.5%. How to Invest in USD Fixed Income Products Abroad us finance

11.2K views - 1 year ago

6 U.S. Treasury ETFs Recommended: How to Choose the Right Treasury ETF

6 U.S. Treasury ETFs Recommended: How to Choose the Right Treasury ETF us finance

13.8K views - 1 year ago

How to Sell Treasury Bonds at Their Peak: Will There Be Buyers?

How to Sell Treasury Bonds at Their Peak: Will There Be Buyers? us finance

25.5K views - 1 year ago

U.S. Treasury Bonds vs. Bond ETFs. TLT performance during rate cuts, and the risks.

U.S. Treasury Bonds vs. Bond ETFs. TLT performance during rate cuts, and the risks. us finance

22.6K views - 1 year ago

WWDC 2024: Apple and OpenAI Unveil the Future of AI with Apple Intelligence

WWDC 2024: Apple and OpenAI Unveil the Future of AI with Apple Intelligence us finance

527 views - 1 year ago

How to Effectively Set Stop Loss? Step-by-Step Fidelity Guide + Stop Loss vs. Stop Limit Explained

How to Effectively Set Stop Loss? Step-by-Step Fidelity Guide + Stop Loss vs. Stop Limit Explained us finance

1.7K views - 1 year ago