SMART MONEY goes several steps further than other payment systems by offering the following options:
1. Load funds from any bank account credit card or debit card
2. Peer to Peer with Zero Fees
3. Immediately convert over 100 cryptocurrencies (like Bitcoin, Ethereum, Litecoin etc.; traded on major exchanges into FIAT currency to use on everyday purchases
4. Send gift funds to family and friends who have the freedom to choose their own brand at thousands of locations when redeeming
5. Receive up to 10% cash back instantly from your day-to-day purchases