Jay Get It

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Welcome to Jay Get It – simple, real-world banking and money lessons. We help bank and credit union staff – and anyone curious about money – understand how banking really works. Videos cover check holds, Regulation CC, Reg E, Reg W, BSA/AML, ACH and wires, credit scores, CDs, and more. Expect clear explainers, practical examples, and branch-style scenarios you can use on the job and in your own life. Subscribe for banking training, regulation breakdowns, and everyday money tips. Disclaimer: This channel is for educational purposes only and is not financial, legal, or investment advice. Please consult a qualified professional for guidance on your specific situation. #JayGetIt #BankingTips #FinancialLiteracy #ComplianceTraining #MoneyBasics #CreditUnion #FinancialKnowledge #AMLInterview

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How Credit Scores Work 5 Factors That Can Make or Break Your Loan Approval

How Credit Scores Work 5 Factors That Can Make or Break Your Loan Approval Jay Get It

2 views - 5 hours ago

Regulation W Exceptions Explained Covered Transactions, Affiliate Rules, and Banking Compliance

Regulation W Exceptions Explained Covered Transactions, Affiliate Rules, and Banking Compliance Jay Get It

3 views - 1 day ago

Regulation W Restrictions Explained | Affiliate Lending Limits Credit Extensions and Bank Compliance

Regulation W Restrictions Explained | Affiliate Lending Limits Credit Extensions and Bank Compliance Jay Get It

3 views - 1 day ago

Regulation W Explained Covered Transactions, Affiliate Rules, and Bank Compliance

Regulation W Explained Covered Transactions, Affiliate Rules, and Bank Compliance Jay Get It

7 views - 1 day ago

Why Pending Charges Disappear And Where Your Money

Why Pending Charges Disappear And Where Your Money Jay Get It

8 views - 1 day ago

How to Create a Will Step by Step | Protect Your Family and Leave a Clear Legacy

How to Create a Will Step by Step | Protect Your Family and Leave a Clear Legacy Jay Get It

2 views - 1 day ago

How to Set Up a Living Trust Step by Step | Protect Your Family and Avoid Probate

How to Set Up a Living Trust Step by Step | Protect Your Family and Avoid Probate Jay Get It

2 views - 2 days ago

Regulation W Explained: Affiliate Transactions, Sections 23A & 23B, and Bank Risk Controls

Regulation W Explained: Affiliate Transactions, Sections 23A & 23B, and Bank Risk Controls Jay Get It

4 views - 2 days ago

The History of Citibank: From 1812 Origins to One of America’s Largest Banks

The History of Citibank: From 1812 Origins to One of America’s Largest Banks Jay Get It

5 views - 2 days ago

What Is the Community Reinvestment Act (CRA) Bank Compliance, Lending, and Community Impact

What Is the Community Reinvestment Act (CRA) Bank Compliance, Lending, and Community Impact Jay Get It

10 views - 5 days ago

Wells Fargo vs Gold: Why Savings APY Loses to Inflation

Wells Fargo vs Gold: Why Savings APY Loses to Inflation Jay Get It

8 views - 1 week ago

The Real History of Wells Fargo: From Gold Rush to Scandal to 2025 Comeback

The Real History of Wells Fargo: From Gold Rush to Scandal to 2025 Comeback Jay Get It

40 views - 1 week ago

The Subprime Mortgage Trap: How the 2008 Housing Crash Really Happened (Warning Signs Today)

The Subprime Mortgage Trap: How the 2008 Housing Crash Really Happened (Warning Signs Today) Jay Get It

48 views - 1 week ago

American Express History: From Horse-Drawn Wagons to a Global Financial Powerhouse

American Express History: From Horse-Drawn Wagons to a Global Financial Powerhouse Jay Get It

3 views - 1 week ago

ACH Fraud Monitoring 2026 NACHA Rule Changes Every Bank Must Prepare For

ACH Fraud Monitoring 2026 NACHA Rule Changes Every Bank Must Prepare For Jay Get It

23 views - 1 week ago

Handling Deceased Account Holders | Bank Teller Training

Handling Deceased Account Holders | Bank Teller Training Jay Get It

16 views - 1 week ago

Where Credit Card Fees Really Go After You Swipe (Banks vs Visa vs Processors)

Where Credit Card Fees Really Go After You Swipe (Banks vs Visa vs Processors) Jay Get It

70 views - 2 weeks ago

Credit Card Processing Fees Explained: Interchange Fees, Network Fees & Processor Markups

Credit Card Processing Fees Explained: Interchange Fees, Network Fees & Processor Markups Jay Get It

15 views - 2 weeks ago

Regulation C (HMDA) Explained: Mortgage Data, Fair Lending & What Banks Must Report

Regulation C (HMDA) Explained: Mortgage Data, Fair Lending & What Banks Must Report Jay Get It

13 views - 2 weeks ago

Wells Fargo & Redlining Explained: How Black and Latino Families Were Steered Into Worse Loans

Wells Fargo & Redlining Explained: How Black and Latino Families Were Steered Into Worse Loans Jay Get It

12 views - 2 weeks ago

ACH Terms Explained FAST What PPD, ODFI & RDFI Really Mean Banking Basics

ACH Terms Explained FAST What PPD, ODFI & RDFI Really Mean Banking Basics Jay Get It

26 views - 2 weeks ago

ACH Vocabulary Masterclass: PPD, CCD, ODFI, RDFI & Return Codes Explained | ACH Originator Training

ACH Vocabulary Masterclass: PPD, CCD, ODFI, RDFI & Return Codes Explained | ACH Originator Training Jay Get It

5 views - 2 weeks ago

Regulation E Explained: Preauthorized Payments, Stop Payment Rights & Consumer Protections | Update

Regulation E Explained: Preauthorized Payments, Stop Payment Rights & Consumer Protections | Update Jay Get It

11 views - 2 weeks ago

Regulation G Explained How Companies Use Non GAAP Earnings And What Investors Must Watch For in 2026

Regulation G Explained How Companies Use Non GAAP Earnings And What Investors Must Watch For in 2026 Jay Get It

5 views - 2 weeks ago

Regulation A vs Regulation D — Which Is Better for Raising Capital

Regulation A vs Regulation D — Which Is Better for Raising Capital Jay Get It

13 views - 2 weeks ago

Regulation C (HMDA) Explained | Mortgage Data, Fair Lending & Transparency | Jay Get It

Regulation C (HMDA) Explained | Mortgage Data, Fair Lending & Transparency | Jay Get It Jay Get It

17 views - 2 weeks ago

Debit Card Fraud Regulation E Could Decide If You Get Your Money Back

Debit Card Fraud Regulation E Could Decide If You Get Your Money Back Jay Get It

43 views - 2 weeks ago

How Subprime Mortgages Targeted Communities — And Helped Crash the Economy | Jay Get It

How Subprime Mortgages Targeted Communities — And Helped Crash the Economy | Jay Get It Jay Get It

6 views - 2 weeks ago

Ransomware & Bank Fraud in 2025:3 Simple Habits to Protect Your Money Backups, Passwords, Monitoring

Ransomware & Bank Fraud in 2025:3 Simple Habits to Protect Your Money Backups, Passwords, Monitoring Jay Get It

7 views - 3 weeks ago

Reverse Redlining Why Certain Communities Got the Riskiest Loans Real Examples + Red Flags

Reverse Redlining Why Certain Communities Got the Riskiest Loans Real Examples + Red Flags Jay Get It

8 views - 3 weeks ago

Reverse Redlining: The Hidden Predatory Lending Trap (How It Works + Red Flags)

Reverse Redlining: The Hidden Predatory Lending Trap (How It Works + Red Flags) Jay Get It

72 views - 3 weeks ago

Reverse Redlining Explained: How Subprime Loans Targeted Communities (2008 Crisis Part 2)

Reverse Redlining Explained: How Subprime Loans Targeted Communities (2008 Crisis Part 2) Jay Get It

153 views - 3 weeks ago

Fake Check Scams Explained: Why Banks Release Funds Then Take Them Back (2026)

Fake Check Scams Explained: Why Banks Release Funds Then Take Them Back (2026) Jay Get It

89 views - 3 weeks ago

Subprime Mortgages Explained: How They Targeted Communities & Triggered the 2008 Crash

Subprime Mortgages Explained: How They Targeted Communities & Triggered the 2008 Crash Jay Get It

45 views - 3 weeks ago

Chargebacks vs Refunds vs Fraud Claims – What Every Banker & Merchant Must Know

Chargebacks vs Refunds vs Fraud Claims – What Every Banker & Merchant Must Know Jay Get It

13 views - 3 weeks ago

Denied for Credit Explained Adverse Action Letters, Your Rights, and How to Get Approved

Denied for Credit Explained Adverse Action Letters, Your Rights, and How to Get Approved Jay Get It

11 views - 3 weeks ago

Denied for Credit? Here’s Exactly Why (Notice of Adverse Action Explained + How to Fix It Fast)

Denied for Credit? Here’s Exactly Why (Notice of Adverse Action Explained + How to Fix It Fast) Jay Get It

10 views - 3 weeks ago

Fair Lending Red Flags What Examiners Look For ECOA Basics

Fair Lending Red Flags What Examiners Look For ECOA Basics Jay Get It

6 views - 3 weeks ago

ECOA & FCRA Adverse Action Notices Explained | Banking Compliance Training

ECOA & FCRA Adverse Action Notices Explained | Banking Compliance Training Jay Get It

7 views - 3 weeks ago

Equal Credit Opportunity Act Explained Regulation B Fair Lending Training

Equal Credit Opportunity Act Explained Regulation B Fair Lending Training Jay Get It

23 views - 3 weeks ago

Chargebacks Explained Disputes, Reason Codes, and the Full Chargeback Process

Chargebacks Explained Disputes, Reason Codes, and the Full Chargeback Process Jay Get It

59 views - 3 weeks ago

Why Credit Card Processing Fees Are So High (Interchange vs Network vs Processor)

Why Credit Card Processing Fees Are So High (Interchange vs Network vs Processor) Jay Get It

15 views - 3 weeks ago

Credit Card Payments Explained | How Card Transactions Really Work (Banking Breakdown)

Credit Card Payments Explained | How Card Transactions Really Work (Banking Breakdown) Jay Get It

21 views - 3 weeks ago

Understanding the Dodd-Frank Act: Safeguarding Financial Integrity | Jay Get It

Understanding the Dodd-Frank Act: Safeguarding Financial Integrity | Jay Get It Jay Get It

13 views - 3 weeks ago

Your Boss Calls… Deepfakes Explained How AI Scams Work & How to Protect Yourself in 2025 Jay Get I

Your Boss Calls… Deepfakes Explained How AI Scams Work & How to Protect Yourself in 2025 Jay Get I Jay Get It

38 views - 3 weeks ago

Dodd-Frank Act EXPLAINED | Jay Get It

Dodd-Frank Act EXPLAINED | Jay Get It Jay Get It

61 views - 3 weeks ago

What Happens After You Swipe? Credit Card Payments Explained (Full Banking Breakdown)

What Happens After You Swipe? Credit Card Payments Explained (Full Banking Breakdown) Jay Get It

48 views - 3 weeks ago

Debt Management Strategies That Work: Pay Off Credit Cards Faster & Save Money

Debt Management Strategies That Work: Pay Off Credit Cards Faster & Save Money Jay Get It

10 views - 3 weeks ago

How a Card Transaction Works (Step-by-Step): Swipe, Approve, Settle (Visa/Mastercard)

How a Card Transaction Works (Step-by-Step): Swipe, Approve, Settle (Visa/Mastercard) Jay Get It

81 views - 3 weeks ago

Regulation D Explained | 506(b) vs 506(c), Accredited Investors & Private Placements | Jay Get It

Regulation D Explained | 506(b) vs 506(c), Accredited Investors & Private Placements | Jay Get It Jay Get It

36 views - 4 weeks ago

Loan-to-Value (LTV) Explained | Auto Loans, Negative Equity & How to Avoid Being Underwater

Loan-to-Value (LTV) Explained | Auto Loans, Negative Equity & How to Avoid Being Underwater Jay Get It

136 views - 4 weeks ago

How to Pass Your Bank Manager Interview | Leadership, Coaching & Real Interview Answers | Jay Get It

How to Pass Your Bank Manager Interview | Leadership, Coaching & Real Interview Answers | Jay Get It Jay Get It

7 views - 4 weeks ago

Bank Regulations Explained (2026 Update) | How Banking Laws Protect Your Money | Jay Get It

Bank Regulations Explained (2026 Update) | How Banking Laws Protect Your Money | Jay Get It Jay Get It

50 views - 4 weeks ago

Authorization vs Clearing vs Settlement Explained | Why Pending Charges & Refunds Happen

Authorization vs Clearing vs Settlement Explained | Why Pending Charges & Refunds Happen Jay Get It

20 views - 4 weeks ago

How Card Networks Work| Authorization, Clearing & Settlement Explained

How Card Networks Work| Authorization, Clearing & Settlement Explained Jay Get It

300 views - 4 weeks ago

Do You Really Need 20% Down? (2026) | PMI + Down Payment Truth for First-Time Buyers

Do You Really Need 20% Down? (2026) | PMI + Down Payment Truth for First-Time Buyers Jay Get It

69 views - 4 weeks ago

Closing Costs Explained 2026 Cash to Close + How to Lower It Jay Get It

Closing Costs Explained 2026 Cash to Close + How to Lower It Jay Get It Jay Get It

11 views - 4 weeks ago

Mortgage Pre-Approval: What It Is + How to Get Approved FAST

Mortgage Pre-Approval: What It Is + How to Get Approved FAST Jay Get It

9 views - 4 weeks ago

How to Qualify for Better Mortgage Rates Complete Beginner Guide

How to Qualify for Better Mortgage Rates Complete Beginner Guide Jay Get It

9 views - 4 weeks ago

Subprime Mortgages Explained | Jay Get It

Subprime Mortgages Explained | Jay Get It Jay Get It

42 views - 4 weeks ago