Ethan Patrick | Credit Cards & Finance

@UCSJEi1Kb_0aH8_I4s5770mQ - 5.2K subscribers

Hey there! I'm Ethan. I love all things credit cards and personal finance. I've used credit cards to help my family and I travel for free to some amazing destinations. On this channel I'll show you how to optimize your finances and maximize your credit card points so that you can take more dream vacations and get one step closer to financial freedom.

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The Citi Custom Cash | Why It's A Must-Have Card!

The Citi Custom Cash | Why It's A Must-Have Card! Ethan Patrick | Credit Cards & Finance

4.7K views - 11 months ago

The TOP 10 Credit Cards For Cashback Rewards (No Annual Fee)

The TOP 10 Credit Cards For Cashback Rewards (No Annual Fee) Ethan Patrick | Credit Cards & Finance

10.7K views - 1 year ago

Bilt Mastercard 2025 Update: Huge Changes! (Full Review & Breakdown)

Bilt Mastercard 2025 Update: Huge Changes! (Full Review & Breakdown) Ethan Patrick | Credit Cards & Finance

828 views - 1 year ago

I Ranked Every Business Card (Here's What's ACTUALLY Good)

I Ranked Every Business Card (Here's What's ACTUALLY Good) Ethan Patrick | Credit Cards & Finance

3.9K views - 1 year ago

The Best Travel Credit Cards For 2025

The Best Travel Credit Cards For 2025 Ethan Patrick | Credit Cards & Finance

72.8K views - 1 year ago

Capital One SavorOne (Now Savor) Review | BEST No Annual Fee Card?

Capital One SavorOne (Now Savor) Review | BEST No Annual Fee Card? Ethan Patrick | Credit Cards & Finance

46K views - 1 year ago

Is the New AMEX Gold Card Worth it? 5 BETTER Alternatives

Is the New AMEX Gold Card Worth it? 5 BETTER Alternatives Ethan Patrick | Credit Cards & Finance

3.6K views - 1 year ago

Capital One Venture X: 10 Things You NEED to Do RIGHT NOW

Capital One Venture X: 10 Things You NEED to Do RIGHT NOW Ethan Patrick | Credit Cards & Finance

19.4K views - 1 year ago

10 Chase Mistakes That 90% of People Make

10 Chase Mistakes That 90% of People Make Ethan Patrick | Credit Cards & Finance

9.4K views - 1 year ago

The Best High Yield Savings Accounts For Fall 2024

The Best High Yield Savings Accounts For Fall 2024 Ethan Patrick | Credit Cards & Finance

1.8K views - 1 year ago

The 7 Best Credit Cards For College Students

The 7 Best Credit Cards For College Students Ethan Patrick | Credit Cards & Finance

4.2K views - 1 year ago

The Most VALUABLE Chase Cards: Ink Business Cards Review

The Most VALUABLE Chase Cards: Ink Business Cards Review Ethan Patrick | Credit Cards & Finance

1.5K views - 1 year ago

Capital One Venture Credit Card | $1000 Limited Time Offer!

Capital One Venture Credit Card | $1000 Limited Time Offer! Ethan Patrick | Credit Cards & Finance

3.9K views - 1 year ago

20 Proven Tips For Families Traveling On Points (Best Strategies)

20 Proven Tips For Families Traveling On Points (Best Strategies) Ethan Patrick | Credit Cards & Finance

2.7K views - 1 year ago

How We Got $20,000 of Free Travel (From Credit Cards)

How We Got $20,000 of Free Travel (From Credit Cards) Ethan Patrick | Credit Cards & Finance

836 views - 1 year ago

The Wyndham Earner Business Card: How To Get Approved

The Wyndham Earner Business Card: How To Get Approved Ethan Patrick | Credit Cards & Finance

6.1K views - 1 year ago

Chase Sapphire Preferred VS Reserve (Which is ACTUALLY Better?)

Chase Sapphire Preferred VS Reserve (Which is ACTUALLY Better?) Ethan Patrick | Credit Cards & Finance

10.3K views - 1 year ago

The Top Beginner Credit Cards For 2024

The Top Beginner Credit Cards For 2024 Ethan Patrick | Credit Cards & Finance

6.9K views - 1 year ago

Capital One Venture X: Ultimate Review 2 Years Later

Capital One Venture X: Ultimate Review 2 Years Later Ethan Patrick | Credit Cards & Finance

5.7K views - 1 year ago

5 Reasons You Don't Want To Miss The Chase Trifecta - The Ultimate Combo

5 Reasons You Don't Want To Miss The Chase Trifecta - The Ultimate Combo Ethan Patrick | Credit Cards & Finance

4.7K views - 1 year ago

Ranking EVERY Chase Credit Card (Here's What's ACTUALLY Good)

Ranking EVERY Chase Credit Card (Here's What's ACTUALLY Good) Ethan Patrick | Credit Cards & Finance

8.1K views - 1 year ago

New High Bonuses on Marriott Brilliant & Bevy | Worth It?

New High Bonuses on Marriott Brilliant & Bevy | Worth It? Ethan Patrick | Credit Cards & Finance

5.5K views - 1 year ago

My NEW Credit Card Strategy 2024 | What’s in my wallet?

My NEW Credit Card Strategy 2024 | What’s in my wallet? Ethan Patrick | Credit Cards & Finance

4.3K views - 1 year ago

INSANELY Good Chase Credit Card Bonuses Happening NOW

INSANELY Good Chase Credit Card Bonuses Happening NOW Ethan Patrick | Credit Cards & Finance

2.3K views - 2 years ago

How To Travel Using Points & Miles In 2024 (The Right Way)

How To Travel Using Points & Miles In 2024 (The Right Way) Ethan Patrick | Credit Cards & Finance

2.8K views - 2 years ago

The Chase Sapphire Preferred | My Opinion After 3 Years

The Chase Sapphire Preferred | My Opinion After 3 Years Ethan Patrick | Credit Cards & Finance

6.9K views - 2 years ago

The Best Travel Credit Cards 2024 [For FREE Travel]

The Best Travel Credit Cards 2024 [For FREE Travel] Ethan Patrick | Credit Cards & Finance

11.4K views - 2 years ago

The Best Business Credit Cards Of 2024 (HUGE VALUE)

The Best Business Credit Cards Of 2024 (HUGE VALUE) Ethan Patrick | Credit Cards & Finance

6.5K views - 2 years ago

The Best High Yield Savings Accounts (High Value For 2024)

The Best High Yield Savings Accounts (High Value For 2024) Ethan Patrick | Credit Cards & Finance

8.5K views - 2 years ago

The BEST Credit Cards for CashBack Rewards In 2025

The BEST Credit Cards for CashBack Rewards In 2025 Ethan Patrick | Credit Cards & Finance

34.4K views - 2 years ago

The 10 Best (And Worst) Credit Cards

The 10 Best (And Worst) Credit Cards Ethan Patrick | Credit Cards & Finance

3.3K views - 2 years ago

You Only Need These 5 Credit Cards For 2024

You Only Need These 5 Credit Cards For 2024 Ethan Patrick | Credit Cards & Finance

17.4K views - 2 years ago

How To Climb The Credit Card Ladder In 2024

How To Climb The Credit Card Ladder In 2024 Ethan Patrick | Credit Cards & Finance

6.3K views - 2 years ago

The 5 Best Credit Cards For Airport Lounge Access In 2024

The 5 Best Credit Cards For Airport Lounge Access In 2024 Ethan Patrick | Credit Cards & Finance

23.6K views - 2 years ago

How I Got $13,500 in Hotels, A Free Cruise & 1 Million Points

How I Got $13,500 in Hotels, A Free Cruise & 1 Million Points Ethan Patrick | Credit Cards & Finance

1.4K views - 2 years ago

The Best Hotel Credit Cards of 2023 | Card Comparison ($95-$150 Annual Fees)

The Best Hotel Credit Cards of 2023 | Card Comparison ($95-$150 Annual Fees) Ethan Patrick | Credit Cards & Finance

16.9K views - 2 years ago

AMEX Hilton Surpass - Great Lounge Access | Is It Worth It?

AMEX Hilton Surpass - Great Lounge Access | Is It Worth It? Ethan Patrick | Credit Cards & Finance

1.7K views - 2 years ago

Chase IHG Premier Credit Card | Amazing Hotel Keeper Card

Chase IHG Premier Credit Card | Amazing Hotel Keeper Card Ethan Patrick | Credit Cards & Finance

13.3K views - 2 years ago

6 Beginner Credit Card Mistakes To Avoid

6 Beginner Credit Card Mistakes To Avoid Ethan Patrick | Credit Cards & Finance

1.1K views - 2 years ago

Alila Ventana Big Sur Review (FREE With Hyatt Points)

Alila Ventana Big Sur Review (FREE With Hyatt Points) Ethan Patrick | Credit Cards & Finance

4.1K views - 2 years ago

The Top 7 Credit Cards Of 2023

The Top 7 Credit Cards Of 2023 Ethan Patrick | Credit Cards & Finance

7.4K views - 2 years ago

The 5 Most Underrated Credit Cards Of 2023

The 5 Most Underrated Credit Cards Of 2023 Ethan Patrick | Credit Cards & Finance

2.9K views - 2 years ago

Chase Marriott Bonvoy Boundless | Perfect Hotel Keeper Card

Chase Marriott Bonvoy Boundless | Perfect Hotel Keeper Card Ethan Patrick | Credit Cards & Finance

15.6K views - 2 years ago

Wyndham Earner Business Credit Card: HUGE VALUE

Wyndham Earner Business Credit Card: HUGE VALUE Ethan Patrick | Credit Cards & Finance

9.3K views - 2 years ago

How to Get 2 FREE CRUISES Using Credit Cards & Hotel Status

How to Get 2 FREE CRUISES Using Credit Cards & Hotel Status Ethan Patrick | Credit Cards & Finance

12.7K views - 2 years ago

2023 Update: How I Got Hyatt Globalist, 2 Free Cruise & 1M Points

2023 Update: How I Got Hyatt Globalist, 2 Free Cruise & 1M Points Ethan Patrick | Credit Cards & Finance

20.6K views - 2 years ago

World of Hyatt Credit Card Review | Top Hotel Keeper Card?

World of Hyatt Credit Card Review | Top Hotel Keeper Card? Ethan Patrick | Credit Cards & Finance

15.2K views - 2 years ago

The Top 7 Chase Credit Card Mistakes To Avoid

The Top 7 Chase Credit Card Mistakes To Avoid Ethan Patrick | Credit Cards & Finance

12K views - 2 years ago

Sapphire Preferred | The Ultimate Review (High New Offer)

Sapphire Preferred | The Ultimate Review (High New Offer) Ethan Patrick | Credit Cards & Finance

1.5K views - 2 years ago

How To Travel Free Using Credit Cards (Beginner's Guide)

How To Travel Free Using Credit Cards (Beginner's Guide) Ethan Patrick | Credit Cards & Finance

9.7K views - 2 years ago

Hyatt Just Devalued Their Points: Award Prices Change

Hyatt Just Devalued Their Points: Award Prices Change Ethan Patrick | Credit Cards & Finance

798 views - 2 years ago

[EXPIRED] Chase 'Best Ever' Card Offer ENDING SOON

[EXPIRED] Chase 'Best Ever' Card Offer ENDING SOON Ethan Patrick | Credit Cards & Finance

336 views - 2 years ago

How to Redeem Chase Points For MAXIMUM Value

How to Redeem Chase Points For MAXIMUM Value Ethan Patrick | Credit Cards & Finance

2.9K views - 3 years ago

My 2023 Credit Card Strategy (How I'm Saving $10,000)

My 2023 Credit Card Strategy (How I'm Saving $10,000) Ethan Patrick | Credit Cards & Finance

2K views - 3 years ago

How to Get Free Flights | Southwest Companion Pass (Full Guide)

How to Get Free Flights | Southwest Companion Pass (Full Guide) Ethan Patrick | Credit Cards & Finance

1.8K views - 3 years ago

The Top 5 Travel Credit Cards of 2023

The Top 5 Travel Credit Cards of 2023 Ethan Patrick | Credit Cards & Finance

19.2K views - 3 years ago

Is The Capital One Venture X Still Worth It?

Is The Capital One Venture X Still Worth It? Ethan Patrick | Credit Cards & Finance

3.9K views - 3 years ago

How To Redeem Hyatt Points For MAXIMUM Value

How To Redeem Hyatt Points For MAXIMUM Value Ethan Patrick | Credit Cards & Finance

16.4K views - 3 years ago

I Got $12,000 in FREE TRAVEL Using This Credit Card Strategy

I Got $12,000 in FREE TRAVEL Using This Credit Card Strategy Ethan Patrick | Credit Cards & Finance

5.9K views - 3 years ago