Tre Bynoe

@UC_gTLVO1pa8Wt4lfRjWrAXw - 61 subscribers

Tre Bynoe is a financial planner based in Saskatoon, Saskatchewan, who helps people across Canada apply data and logic to money decisions. He holds his Certified Financial Planner and Chartered Investment Management designations. He focuses on helping people be intentional with their finances, allowing them to lead better financial lives now and in the future.

Home Videos Live Playlists

The Best Default Financial Decisions for Canadians

The Best Default Financial Decisions for Canadians Tre Bynoe

4 views - 3 days ago

How to Find the Right Financial Planner in Canada

How to Find the Right Financial Planner in Canada Tre Bynoe

34 views - 1 week ago

Markets WILL Crash. Here’s the Retirement Plan That Survives It

Markets WILL Crash. Here’s the Retirement Plan That Survives It Tre Bynoe

13 views - 2 weeks ago

AI Bubble? What Investors Are Missing Right Now

AI Bubble? What Investors Are Missing Right Now Tre Bynoe

37 views - 3 weeks ago

Investment Location: The Tax Decision That Quietly Costs Investors Six Figures

Investment Location: The Tax Decision That Quietly Costs Investors Six Figures Tre Bynoe

98 views - 4 weeks ago

A Simple Cash Flow System That Actually Works (Step by Step)

A Simple Cash Flow System That Actually Works (Step by Step) Tre Bynoe

26 views - 1 month ago

Index vs Factor vs Alpha: How Smart Investors Actually Build Portfolios

Index vs Factor vs Alpha: How Smart Investors Actually Build Portfolios Tre Bynoe

19 views - 1 month ago

Salary vs Dividends: How Business Owners Should Actually Pay Themselves

Salary vs Dividends: How Business Owners Should Actually Pay Themselves Tre Bynoe

29 views - 1 month ago

"I’m Not That Kind of Financial Planner" — Tré Gets Personal

"I’m Not That Kind of Financial Planner" — Tré Gets Personal Tre Bynoe

35 views - 1 month ago

Stop Ignoring This CRA Rule: Notional Accounts Explained for Incorporated Investors

Stop Ignoring This CRA Rule: Notional Accounts Explained for Incorporated Investors Tre Bynoe

27 views - 1 month ago

Dividends, Capital Gains, Interest: Which One Saves You the Most?

Dividends, Capital Gains, Interest: Which One Saves You the Most? Tre Bynoe

51 views - 1 month ago

The Story Behind The Four Money Bears

The Story Behind The Four Money Bears Tre Bynoe

20 views - 1 month ago

How to Get Out of Debt When You’re Already In Too Deep

How to Get Out of Debt When You’re Already In Too Deep Tre Bynoe

13 views - 1 month ago

5 Investing Lessons 2025 Made Impossible to Ignore From a Financial Planner

5 Investing Lessons 2025 Made Impossible to Ignore From a Financial Planner Tre Bynoe

78 views - 3 months ago

Why Debt Quietly Ruins Your Financial Life | A Financial Advisor Explains

Why Debt Quietly Ruins Your Financial Life | A Financial Advisor Explains Tre Bynoe

25 views - 3 months ago

How RESPs Really Work | Financial Advisor Explains the Rules Parents Miss

How RESPs Really Work | Financial Advisor Explains the Rules Parents Miss Tre Bynoe

178 views - 3 months ago

Ep. 32 | How to Build Credit in Canada: Equifax and TransUnion Guide

Ep. 32 | How to Build Credit in Canada: Equifax and TransUnion Guide Tre Bynoe

22 views - 3 months ago

Ep. 31 | Stop Making These Costly Canadian Business Mistakes

Ep. 31 | Stop Making These Costly Canadian Business Mistakes Tre Bynoe

52 views - 3 months ago

Ep. 30 | Teachers — How to Retire Without Mistakes

Ep. 30 | Teachers — How to Retire Without Mistakes Tre Bynoe

18 views - 4 months ago

Ep. 29 | TFSA vs RRSP: What Employees Get Wrong

Ep. 29 | TFSA vs RRSP: What Employees Get Wrong Tre Bynoe

7 views - 4 months ago

Ep. 28 | The Smart Path to Buying Into Your Firm

Ep. 28 | The Smart Path to Buying Into Your Firm Tre Bynoe

12 views - 4 months ago

Ep. 27 | Case Study: What Comes After “We’re On Track”?

Ep. 27 | Case Study: What Comes After “We’re On Track”? Tre Bynoe

13 views - 4 months ago

Ep. 26 | Investing Basics: Understanding Risk

Ep. 26 | Investing Basics: Understanding Risk Tre Bynoe

5 views - 4 months ago

Ep. 25 | The 4% Fallacy: Why Lazy Planning Hurts Clients

Ep. 25 | The 4% Fallacy: Why Lazy Planning Hurts Clients Tre Bynoe

9 views - 5 months ago

Ep. 24 | Should You Incorporate? What Canadians Should Know

Ep. 24 | Should You Incorporate? What Canadians Should Know Tre Bynoe

8 views - 5 months ago

Your Income Is Your Real Asset (Not Your House)

Your Income Is Your Real Asset (Not Your House) Tre Bynoe

3 views - 5 months ago

Ep. 22 | Buy Now, Regret Later.

Ep. 22 | Buy Now, Regret Later. Tre Bynoe

10 views - 5 months ago

Ep. 21 | The Right Way to Use Your TFSA

Ep. 21 | The Right Way to Use Your TFSA Tre Bynoe

23 views - 6 months ago

Q3 2025 Review Tre Bynoe

75 views - 6 months ago

Ep. 20 | Compounding, Inflation, and Stock Splits — Made Simple

Ep. 20 | Compounding, Inflation, and Stock Splits — Made Simple Tre Bynoe

24 views - 6 months ago

Ep. 19 | How to Leave Money to Your Kids Without Screwing Them Up

Ep. 19 | How to Leave Money to Your Kids Without Screwing Them Up Tre Bynoe

10 views - 6 months ago

Ep. 18 | Why RRSPs Are Overrated (Unless You Know What You’re Doing)

Ep. 18 | Why RRSPs Are Overrated (Unless You Know What You’re Doing) Tre Bynoe

26 views - 6 months ago

Ep. 17 | How to Give More to Charity and Pay Less Tax

Ep. 17 | How to Give More to Charity and Pay Less Tax Tre Bynoe

12 views - 6 months ago

Ep. 16 | Why Most Canadians Miss Out on Free Money Through RDSPs

Ep. 16 | Why Most Canadians Miss Out on Free Money Through RDSPs Tre Bynoe

37 views - 7 months ago

Ep. 15 | How Tré Invests — And What Most Investors Get Wrong

Ep. 15 | How Tré Invests — And What Most Investors Get Wrong Tre Bynoe

11 views - 7 months ago

Ep. 14 | Budgeting on $400K+: Why High Income Doesn’t Equal Wealth

Ep. 14 | Budgeting on $400K+: Why High Income Doesn’t Equal Wealth Tre Bynoe

25 views - 7 months ago

Ep. 13 | How to Set Up a Cashflow System That Actually Works

Ep. 13 | How to Set Up a Cashflow System That Actually Works Tre Bynoe

8 views - 7 months ago

Ep. 12 | Why a 100% Equity Portfolio Could Be Your Best Bet

Ep. 12 | Why a 100% Equity Portfolio Could Be Your Best Bet Tre Bynoe

12 views - 8 months ago

Ep. 11 | Should You Invest or Pay Down Debt? Here's What the Numbers Say

Ep. 11 | Should You Invest or Pay Down Debt? Here's What the Numbers Say Tre Bynoe

10 views - 8 months ago

Ep. 10 | The Middle-Class Trap — How Households Earning $100K–$200K Fall Behind

Ep. 10 | The Middle-Class Trap — How Households Earning $100K–$200K Fall Behind Tre Bynoe

12 views - 8 months ago

Ep. 9 | Tax-Efficient Debt: How the Right Structure Can Save You Thousands

Ep. 9 | Tax-Efficient Debt: How the Right Structure Can Save You Thousands Tre Bynoe

8 views - 8 months ago

Ep. 8 | High-Income Budgeting: How $200K+ Earners Can Start Building Wealth

Ep. 8 | High-Income Budgeting: How $200K+ Earners Can Start Building Wealth Tre Bynoe

14 views - 9 months ago

Q2 2025 Review Tre Bynoe

79 views - 9 months ago

BONUS | Q2 2025 Review

BONUS | Q2 2025 Review Tre Bynoe

11 views - 9 months ago

Ep. 7 | What Is Money, Really?

Ep. 7 | What Is Money, Really? Tre Bynoe

7 views - 9 months ago

Ep. 6 | Why You Should Track Your Net Worth

Ep. 6 | Why You Should Track Your Net Worth Tre Bynoe

17 views - 9 months ago

Ep. 5 | Why ‘Low-Risk’ Investments Can Be Your Biggest Risk

Ep. 5 | Why ‘Low-Risk’ Investments Can Be Your Biggest Risk Tre Bynoe

20 views - 9 months ago

Ep. 4 | The Truth About Seg Funds (and Why You Should Think Twice)

Ep. 4 | The Truth About Seg Funds (and Why You Should Think Twice) Tre Bynoe

4 views - 9 months ago

Ep. 3 | How We Built Wealth by Ignoring Bad Advice

Ep. 3 | How We Built Wealth by Ignoring Bad Advice Tre Bynoe

15 views - 9 months ago

Ep. 2 | How I Help Clients Make Better Financial Decisions

Ep. 2 | How I Help Clients Make Better Financial Decisions Tre Bynoe

10 views - 9 months ago

Ep.1 | Introduction to Plain English Finance: Who is Tre Bynoe?

Ep.1 | Introduction to Plain English Finance: Who is Tre Bynoe? Tre Bynoe

75 views - 9 months ago

Q1 2025 Review Tre Bynoe

68 views - 1 year ago

2024 Review Tre Bynoe

67 views - 1 year ago

Q3 2024 Review Tre Bynoe

72 views - 1 year ago

Q2 2024 Review Tre Bynoe

84 views - 1 year ago

Q1 2024 Review Tre Bynoe

76 views - 1 year ago

Portfolio Building Framework: Number 5 - How are we going to implement the asset mix.

Portfolio Building Framework: Number 5 - How are we going to implement the asset mix. Tre Bynoe

25 views - 2 years ago

2023 Market review

2023 Market review Tre Bynoe

68 views - 2 years ago

Q3 2023 Review Tre Bynoe

72 views - 2 years ago

Bonds 2023 Tre Bynoe

52 views - 2 years ago