“Mental Capital - the degree of mastery of life skills at the time an individual faces the choices of life” (wiki)
"Mental capital is related to the concept of psychological capital... In the psychology literature, psychological capital is usually taken to comprise hope, self-efficacy, optimism, and resiliency. These four cornerstones of psychological capital are all attitudinal. Mental capital is not only positive attitudes but also includes certain key skills that allow one to produce such mental goods as self-esteem and sense of achievement, as well as self-reflective skills."(Ho, 2012, p. 44)