Established in 1998 as a federally registered not for profit by Canada's property and casualty insurers, ICLR is an independent research institute based in Toronto and at Western University in London, Canada. The Institute converted to a federally registered charity in 2025. ICLR is a centre of excellence for disaster loss prevention research and education. ICLR's research staff is internationally recognized for pioneering work in a number of fields including wind and seismic engineering, atmospheric sciences, water resources engineering and economics. Multi-disciplined research is a foundation for ICLR's work to build communities more resilient to disasters.