The Mortgage Patriot

@UCfiskqsUwGBJ7-31_EsdCUg - 8.5K subscribers

As The Mortgage Patriot, Patrick Kevin Fagan provides a unique advantage as a dual-licensed Senior Mortgage Loan Officer and REALTOR® with 20+ years of experience. Specializing in first-time homebuyers, Kevin combines advanced negotiation with creative Down Payment Assistance (DPA) and seller concessions to secure the best deals in the Texas market. As the premier licensed Mortgage Loan Officer, he provides Texas statewide coverage, serving San Antonio, Austin, Houston, and Dallas-Fort Worth. His local real estate expertise is concentrated in North San Antonio and the TX Hill Country, specifically Bulverde and Spring Branch. Follow my YouTube for homebuying tips and mortgage strategies! Patrick Kevin Fagan NMLS 877741 | LIC 454749 Mortgage Patriot

Home Videos Live Playlists

New Build vs Old Home: What First-Time Buyers Must Know (2026)

New Build vs Old Home: What First-Time Buyers Must Know (2026) The Mortgage Patriot

1.2K views - 5 days ago

Best First-Time Homebuyer Loans 2026: Which of the Two is Right?

Best First-Time Homebuyer Loans 2026: Which of the Two is Right? The Mortgage Patriot

3.4K views - 3 weeks ago

How Much House Can You Afford on $80K–$120K Income in 2026?

How Much House Can You Afford on $80K–$120K Income in 2026? The Mortgage Patriot

3.1K views - 1 month ago

Ready to Buy in 2026? Why This May Be the Best Time in 3 Years

Ready to Buy in 2026? Why This May Be the Best Time in 3 Years The Mortgage Patriot

4.1K views - 1 month ago

VA Loan Advantages in 2026: Zero Down, No PMI & Buy More Home

VA Loan Advantages in 2026: Zero Down, No PMI & Buy More Home The Mortgage Patriot

3.8K views - 3 months ago

How First-Time Buyers Build Wealth in 10 Years Using 3 Rentals

How First-Time Buyers Build Wealth in 10 Years Using 3 Rentals The Mortgage Patriot

3.3K views - 4 months ago

When Is the Best Time to Buy a Home? Save Thousands This Season!

When Is the Best Time to Buy a Home? Save Thousands This Season! The Mortgage Patriot

3.3K views - 5 months ago

The Ultimate Step-by-Step Guide to Buying Your First Home

The Ultimate Step-by-Step Guide to Buying Your First Home The Mortgage Patriot

3.8K views - 6 months ago

Rent vs Own – What You Really Should Be Doing Now

Rent vs Own – What You Really Should Be Doing Now The Mortgage Patriot

3.7K views - 6 months ago

Avoid These 5 Homebuyer Mistakes and Save Thousands!

Avoid These 5 Homebuyer Mistakes and Save Thousands! The Mortgage Patriot

3.6K views - 7 months ago

Special 2025 Refinance Program Revealed | Lower Rates, Limited Time

Special 2025 Refinance Program Revealed | Lower Rates, Limited Time The Mortgage Patriot

3.1K views - 7 months ago

Best Loan Options for Investment Properties – Insider Tips for Smart Investors

Best Loan Options for Investment Properties – Insider Tips for Smart Investors The Mortgage Patriot

3.2K views - 8 months ago

New Construction Homes: How to Negotiate Builder Deals & Save $22,000+

New Construction Homes: How to Negotiate Builder Deals & Save $22,000+ The Mortgage Patriot

4.9K views - 8 months ago

How to Negotiate the Price of a Home in 2025 (New & Existing Homes)

How to Negotiate the Price of a Home in 2025 (New & Existing Homes) The Mortgage Patriot

3.4K views - 9 months ago

How To Buy a House with 1% Down Payment in 2025

How To Buy a House with 1% Down Payment in 2025 The Mortgage Patriot

2.8K views - 10 months ago

Why Adjustable Rate Mortgages Are Back in 2025 | Adjustable Rate Mortgage EXPLAINED

Why Adjustable Rate Mortgages Are Back in 2025 | Adjustable Rate Mortgage EXPLAINED The Mortgage Patriot

4K views - 10 months ago

How to Lower Closing Costs in 2025 – Ultimate Homebuyer Guide!

How to Lower Closing Costs in 2025 – Ultimate Homebuyer Guide! The Mortgage Patriot

2.7K views - 11 months ago

How to Get the Lowest Mortgage Interest Rate 2025 | Insider Tips to Save Big

How to Get the Lowest Mortgage Interest Rate 2025 | Insider Tips to Save Big The Mortgage Patriot

2.7K views - 11 months ago

The Best Loan for First Time Home Buyers 2025 | Best Loan Options You Need to Know!

The Best Loan for First Time Home Buyers 2025 | Best Loan Options You Need to Know! The Mortgage Patriot

2.1K views - 1 year ago

Best Renovation Loans for 2025 | Truth About Renovation Loans Nobody Tells You

Best Renovation Loans for 2025 | Truth About Renovation Loans Nobody Tells You The Mortgage Patriot

3.2K views - 1 year ago

Best Down Payment Assistance Programs in 2025 | Down Payment Help Is Here!

Best Down Payment Assistance Programs in 2025 | Down Payment Help Is Here! The Mortgage Patriot

5.6K views - 1 year ago

Buying Your First Home: 5 Things You Must Know 2025 | First Time Home Buyer Tips

Buying Your First Home: 5 Things You Must Know 2025 | First Time Home Buyer Tips The Mortgage Patriot

3.1K views - 1 year ago

How To Become Rich Buying Homes | Beginner’s Guide To Buying Home

How To Become Rich Buying Homes | Beginner’s Guide To Buying Home The Mortgage Patriot

1.3K views - 1 year ago

How to Pick the Perfect Loan as a First Time Homebuyer | Essential Tips for New Buyers

How to Pick the Perfect Loan as a First Time Homebuyer | Essential Tips for New Buyers The Mortgage Patriot

1.2K views - 1 year ago

Unlock Home Equity Without Selling Your House | The Surprising Truth About Home Equity

Unlock Home Equity Without Selling Your House | The Surprising Truth About Home Equity The Mortgage Patriot

906 views - 1 year ago

2026 Top 5 First Time Homebuyer Tips | First Time Buyer Advice | First Time Homebuyer

2026 Top 5 First Time Homebuyer Tips | First Time Buyer Advice | First Time Homebuyer The Mortgage Patriot

1.4K views - 1 year ago

Refinancing Your Home Loan Now & Save Big! The Ultimate Refinance in 2024

Refinancing Your Home Loan Now & Save Big! The Ultimate Refinance in 2024 The Mortgage Patriot

698 views - 1 year ago

100% Loan / 0% Down Payment Using a Conventional Loan 2024 | Zero Down Payment Secret

100% Loan / 0% Down Payment Using a Conventional Loan 2024 | Zero Down Payment Secret The Mortgage Patriot

2K views - 1 year ago

New Home VS Existing Home | Pros And Cons of Buying a New Build Home

New Home VS Existing Home | Pros And Cons of Buying a New Build Home The Mortgage Patriot

516 views - 1 year ago

How to Buy a HUD Foreclosure Home 2026 | $100 Down Payment FHA

How to Buy a HUD Foreclosure Home 2026 | $100 Down Payment FHA The Mortgage Patriot

13.4K views - 1 year ago

Refinance Save $100 a MONTH Now! Refinancing Hacks | 2024 Mortgage Patriot

Refinance Save $100 a MONTH Now! Refinancing Hacks | 2024 Mortgage Patriot The Mortgage Patriot

769 views - 1 year ago

How To Buy a Home With NO Money Down | Buying a Home with NO Money Down

How To Buy a Home With NO Money Down | Buying a Home with NO Money Down The Mortgage Patriot

763 views - 1 year ago

What is The Best Loan For First Time Homebuyers | First Time Homebuyer Tips 2024

What is The Best Loan For First Time Homebuyers | First Time Homebuyer Tips 2024 The Mortgage Patriot

513 views - 1 year ago

Best 100% Loan 0% Down Payment Conventional Loan 2024 | Down Conventional Loan Program

Best 100% Loan 0% Down Payment Conventional Loan 2024 | Down Conventional Loan Program The Mortgage Patriot

698 views - 1 year ago

How Much House Can You Actually Afford | House Affordability

How Much House Can You Actually Afford | House Affordability The Mortgage Patriot

843 views - 2 years ago

How to Raise Your Credit Scores Fast 2024 | Expert Tips Boost Credit Score Now

How to Raise Your Credit Scores Fast 2024 | Expert Tips Boost Credit Score Now The Mortgage Patriot

1.4K views - 2 years ago

First Time Home Buyer | Best Grants & Down Payment Assistance Programs Now 2024

First Time Home Buyer | Best Grants & Down Payment Assistance Programs Now 2024 The Mortgage Patriot

11.9K views - 2 years ago

First Time Home Buyers GRANT | Advice for First Time Home Buyers Grant Success

First Time Home Buyers GRANT | Advice for First Time Home Buyers Grant Success The Mortgage Patriot

870 views - 2 years ago

How To Sell Your Home for CASH to an iBUYER! Pros & Cons 2024! | The Mortgage Patriot

How To Sell Your Home for CASH to an iBUYER! Pros & Cons 2024! | The Mortgage Patriot The Mortgage Patriot

199 views - 2 years ago

How To Borrow From Your Home Equity | The Mortgage Patriot

How To Borrow From Your Home Equity | The Mortgage Patriot The Mortgage Patriot

363 views - 2 years ago

FIRST TIME HOME BUYERS 2024 | Expert Advice for New Home Buyers

FIRST TIME HOME BUYERS 2024 | Expert Advice for New Home Buyers The Mortgage Patriot

673 views - 2 years ago

Texas First Time Home Buyers | Down Payment Assistance Program in Texas

Texas First Time Home Buyers | Down Payment Assistance Program in Texas The Mortgage Patriot

21K views - 2 years ago

RENT TO OWN - How does it work? Best program in 2024! | The Mortgage Patriot

RENT TO OWN - How does it work? Best program in 2024! | The Mortgage Patriot The Mortgage Patriot

1.3K views - 2 years ago

Renovation Loans | FHA 203K HomeStyle | VA Renovation Loan 2024

Renovation Loans | FHA 203K HomeStyle | VA Renovation Loan 2024 The Mortgage Patriot

2.9K views - 2 years ago

How to Use Your Retirement Account To Invest In Real Estate-2024 | The Mortgage Patriot

How to Use Your Retirement Account To Invest In Real Estate-2024 | The Mortgage Patriot The Mortgage Patriot

230 views - 2 years ago

Lowest Down Payment For Conventional Loan One Percent 2024 | The Mortgage Patriot

Lowest Down Payment For Conventional Loan One Percent 2024 | The Mortgage Patriot The Mortgage Patriot

630 views - 2 years ago

Best Loan Options for Real Estate Investors | Loan Programs to Acquire Rentals 2024

Best Loan Options for Real Estate Investors | Loan Programs to Acquire Rentals 2024 The Mortgage Patriot

1.6K views - 2 years ago

2023 Unsecured Business Line of Credit - No Docs

2023 Unsecured Business Line of Credit - No Docs The Mortgage Patriot

8.2K views - 2 years ago

How To Buy a New House Before Selling Your Current Home 2024 | The Mortgage Patriot

How To Buy a New House Before Selling Your Current Home 2024 | The Mortgage Patriot The Mortgage Patriot

12.2K views - 2 years ago

How To Sell Your Home For Top Dollar - Ultimate Strategy With No $$ Upfront !

How To Sell Your Home For Top Dollar - Ultimate Strategy With No $$ Upfront ! The Mortgage Patriot

173 views - 3 years ago

2023: How to get a HELOC for your home!

2023: How to get a HELOC for your home! The Mortgage Patriot

451 views - 3 years ago

100% LOAN 0% DOWN PAYMENT USING AN FHA LOAN 2024 | FHA Loan Secret

100% LOAN 0% DOWN PAYMENT USING AN FHA LOAN 2024 | FHA Loan Secret The Mortgage Patriot

150K views - 3 years ago

BEST MORTGAGE LOANS FOR SELF-EMPLOYED AND ITIN WORKERS!

BEST MORTGAGE LOANS FOR SELF-EMPLOYED AND ITIN WORKERS! The Mortgage Patriot

3.5K views - 3 years ago

HOW TO USE A LINE OF CREDIT TO ACQUIRE INVESTMENT PROPERTIES-2024 | The Mortgage Patriot

HOW TO USE A LINE OF CREDIT TO ACQUIRE INVESTMENT PROPERTIES-2024 | The Mortgage Patriot The Mortgage Patriot

12.1K views - 3 years ago

DOWN PAYMENT ASSISTANT PROGRAMS - 2024 | The Mortgage Patriot

DOWN PAYMENT ASSISTANT PROGRAMS - 2024 | The Mortgage Patriot The Mortgage Patriot

3.1K views - 3 years ago

VA Loans How to Acquire Investment Properties 2024 | The Mortgage Patriot

VA Loans How to Acquire Investment Properties 2024 | The Mortgage Patriot The Mortgage Patriot

662 views - 3 years ago

VA LOANS EXPLAINED (Army, Navy, Air Force, Marine Corps) - 2024 | The Mortgage Patriot

VA LOANS EXPLAINED (Army, Navy, Air Force, Marine Corps) - 2024 | The Mortgage Patriot The Mortgage Patriot

197 views - 3 years ago

FHA MORTGAGE LOAN HACKS 2024 | The Mortgage Patriot

FHA MORTGAGE LOAN HACKS 2024 | The Mortgage Patriot The Mortgage Patriot

261 views - 3 years ago

PAY OFF YOUR MORTGAGE IN 5-7 YEARS! TIPS-2024 | The Mortgage Patriot

PAY OFF YOUR MORTGAGE IN 5-7 YEARS! TIPS-2024 | The Mortgage Patriot The Mortgage Patriot

3K views - 3 years ago

HOW TO GET THE LOWEST MORTGAGE RATE IN 2024! | The Mortgage Patriot

HOW TO GET THE LOWEST MORTGAGE RATE IN 2024! | The Mortgage Patriot The Mortgage Patriot

506 views - 3 years ago