I was Retired!

@UCgAKBex5dKgOQCZg5sWcZ7Q - 8.9K subscribers

Welcome to I Was Retired! – Real tips from a DIY retiree who was unexpectedly retired at 59 and has thrived for over 10 years. Learn practical lessons on Social Security, Medicare, IRMAA surcharges, ACA cliffs, I-Bonds, low-fee investing, and building a resilient retirement without financial advisors. Whether you're planning early retirement, forced into it, or just want to DIY your finances wisely – get straightforward, no-nonsense advice here. Subscribe for videos on retirement planning, tax surprises, and making your money last! Not a professional! No initials after my name! Just entertaining ideas from one DIY retiree!

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Boldin AI vs Grok: Which AI is Better for Retirement Planning? Honest 2026 Test

Boldin AI vs Grok: Which AI is Better for Retirement Planning? Honest 2026 Test I was Retired!

9.5K views - 4 days ago

3 Keys for My Bucket Portfolio

3 Keys for My Bucket Portfolio I was Retired!

649 views - 2 weeks ago

U.S. Life Expectancy Hits 79 – But Smart DIY Retirees Plan for THIS Instead!

U.S. Life Expectancy Hits 79 – But Smart DIY Retirees Plan for THIS Instead! I was Retired!

424 views - 3 weeks ago

Bucket Strategy vs Guardrails vs 4% Rule: 10-Year Grok Test

Bucket Strategy vs Guardrails vs 4% Rule: 10-Year Grok Test I was Retired!

530 views - 4 weeks ago

2025 Retirement Portfolio Review & Big Changes for 2026 | Three-Bucket Strategy

2025 Retirement Portfolio Review & Big Changes for 2026 | Three-Bucket Strategy I was Retired!

1.6K views - 1 month ago

The Three MAGI Return in 2026: ACA Cliff, IRMAA & NIIT Surprises in Retirement

The Three MAGI Return in 2026: ACA Cliff, IRMAA & NIIT Surprises in Retirement I was Retired!

833 views - 1 month ago

2025 Tax Planning for DIY Retirees: Using the TurboTax What-If Form

2025 Tax Planning for DIY Retirees: Using the TurboTax What-If Form I was Retired!

10.4K views - 1 month ago

The Un COLA of 2026

The Un COLA of 2026 I was Retired!

696 views - 3 months ago

Plan G v High Deductible Plan G v Plan N: I Ran the Numbers for 2026!

Plan G v High Deductible Plan G v Plan N: I Ran the Numbers for 2026! I was Retired!

5K views - 3 months ago

2026 Medigap Plan N Helps Cut Our Premiums in Half

2026 Medigap Plan N Helps Cut Our Premiums in Half I was Retired!

4.3K views - 3 months ago

How I was Retired at 59, 10 Years Ago (3 Reasons I Thrived!)

How I was Retired at 59, 10 Years Ago (3 Reasons I Thrived!) I was Retired!

4.4K views - 3 months ago

I Bond Redemption Hacks: Minimize Taxes in Retirement

I Bond Redemption Hacks: Minimize Taxes in Retirement I was Retired!

417 views - 4 months ago

Sept 2025 CPI 3%: 3 Ways to Fight Inflation in 2026

Sept 2025 CPI 3%: 3 Ways to Fight Inflation in 2026 I was Retired!

539 views - 4 months ago

2026 Medicare Part D - WellCare Premiums Skyrocket—I save $600+ Switching to Humana During AEP

2026 Medicare Part D - WellCare Premiums Skyrocket—I save $600+ Switching to Humana During AEP I was Retired!

4.4K views - 4 months ago

Why My Wife Filed for Social Security at 65: Aligning with Medicare & Real Numbers

Why My Wife Filed for Social Security at 65: Aligning with Medicare & Real Numbers I was Retired!

2.1K views - 4 months ago

Maximize Benefits with OpenSocialSecurity Calculator in 2026

Maximize Benefits with OpenSocialSecurity Calculator in 2026 I was Retired!

782 views - 5 months ago

Is Inflation Baked In? Fed's Latest Rate Cut & What It Means for Retirees

Is Inflation Baked In? Fed's Latest Rate Cut & What It Means for Retirees I was Retired!

261 views - 5 months ago

2026 DIY Retiree's Guide to Medicare Enrollments: IEP vs AEP

2026 DIY Retiree's Guide to Medicare Enrollments: IEP vs AEP I was Retired!

476 views - 5 months ago

Fed Brouhaha: Trump vs. Lisa Cook - Will It Derail Sept. 2025 Rate Cut?

Fed Brouhaha: Trump vs. Lisa Cook - Will It Derail Sept. 2025 Rate Cut? I was Retired!

199 views - 6 months ago

Roth or Not: Do You Make Roth Conversions After One Big Beautiful Bill?

Roth or Not: Do You Make Roth Conversions After One Big Beautiful Bill? I was Retired!

4.4K views - 6 months ago

2026 Healthcare Costs Surge: 5 Tips for Retirees to Save on Medicare & ACA

2026 Healthcare Costs Surge: 5 Tips for Retirees to Save on Medicare & ACA I was Retired!

1.3K views - 6 months ago

FOMC July 2025 & Building Inflation: Protect Your Cash as PCE Hits 2.6%!

FOMC July 2025 & Building Inflation: Protect Your Cash as PCE Hits 2.6%! I was Retired!

453 views - 7 months ago

A FI State of Mind

A FI State of Mind I was Retired!

449 views - 7 months ago

Is Boldin Broken? Fix Your Plan, Save on PlannerPlus in '25!

Is Boldin Broken? Fix Your Plan, Save on PlannerPlus in '25! I was Retired!

24.2K views - 7 months ago

4 Major Tax Changes for Seniors from OBBB Act of 2025

4 Major Tax Changes for Seniors from OBBB Act of 2025 I was Retired!

54.1K views - 7 months ago

Best Inflation Protection for 2025: VTIP TIPS or I Bonds

Best Inflation Protection for 2025: VTIP TIPS or I Bonds I was Retired!

2.3K views - 8 months ago

Social Security Update: Are Retirees Filing in Fear?

Social Security Update: Are Retirees Filing in Fear? I was Retired!

897 views - 8 months ago

How Inflation Shapes My DIY Retirement

How Inflation Shapes My DIY Retirement I was Retired!

385 views - 8 months ago

How the One Big Beautiful Bill's Deductions Save Retirees at Tax Time!

How the One Big Beautiful Bill's Deductions Save Retirees at Tax Time! I was Retired!

445 views - 9 months ago

What the Big Beautiful Bill Does to DIY Retirees Taxes?

What the Big Beautiful Bill Does to DIY Retirees Taxes? I was Retired!

9.1K views - 9 months ago

Does Diversification Really Matter?

Does Diversification Really Matter? I was Retired!

443 views - 9 months ago

3 Good and Bad Market Moves for DIY Retirees Plus Roth Conversion Ideas

3 Good and Bad Market Moves for DIY Retirees Plus Roth Conversion Ideas I was Retired!

877 views - 10 months ago

Oops: Top 6 Retirement Expenses

Oops: Top 6 Retirement Expenses I was Retired!

610 views - 11 months ago

Top 6 Expenses in Retirement

Top 6 Expenses in Retirement I was Retired!

820 views - 11 months ago

A Better 3-Bucket Retirement Portfolio Strategy!

A Better 3-Bucket Retirement Portfolio Strategy! I was Retired!

6.1K views - 11 months ago

Boldin Beta Rates A Look

Boldin Beta Rates A Look I was Retired!

1.2K views - 11 months ago

Grok, Update My 3 Bucket Portfolio

Grok, Update My 3 Bucket Portfolio I was Retired!

814 views - 11 months ago

Grok, Should I Still Wait for 70?

Grok, Should I Still Wait for 70? I was Retired!

1.9K views - 1 year ago

Index Investing for a DIY Retiree

Index Investing for a DIY Retiree I was Retired!

517 views - 1 year ago

Simplify a DIY Retirement Portfolio

Simplify a DIY Retirement Portfolio I was Retired!

939 views - 1 year ago

A Rising Equity Allocation in Retirement

A Rising Equity Allocation in Retirement I was Retired!

954 views - 1 year ago

My Annual Portfolio Review for 2025: How close did I get to 60/40 Asset Allocation?

My Annual Portfolio Review for 2025: How close did I get to 60/40 Asset Allocation? I was Retired!

3K views - 1 year ago

The Boldin Inflation Factors I Use

The Boldin Inflation Factors I Use I was Retired!

856 views - 1 year ago

Boldin is Better - Except for the Name

Boldin is Better - Except for the Name I was Retired!

15.7K views - 1 year ago

How Medicare and ACA Costs Add Up in 2025

How Medicare and ACA Costs Add Up in 2025 I was Retired!

1.2K views - 1 year ago

Changing My Roth Conversion Plans

Changing My Roth Conversion Plans I was Retired!

5.6K views - 1 year ago

3 Scenarios for 2024 Roth Conversions

3 Scenarios for 2024 Roth Conversions I was Retired!

2K views - 1 year ago

How to Reduce the Tax Bite with Roth Conversions

How to Reduce the Tax Bite with Roth Conversions I was Retired!

613 views - 1 year ago

3 Keys to My DIY Retirement

3 Keys to My DIY Retirement I was Retired!

2K views - 1 year ago

Don't Make This Part D Mistake!

Don't Make This Part D Mistake! I was Retired!

42.2K views - 1 year ago

Avoid this $1,000 Mistake with Part D

Avoid this $1,000 Mistake with Part D I was Retired!

3.8K views - 1 year ago

2025 Part D Premiums: Up or Down?

2025 Part D Premiums: Up or Down? I was Retired!

3.2K views - 1 year ago

3 To Do s for Medicare after you get ANOC at the door!

3 To Do s for Medicare after you get ANOC at the door! I was Retired!

1.4K views - 1 year ago

4 Big Changes for Medicare and You in 2025

4 Big Changes for Medicare and You in 2025 I was Retired!

2.8K views - 1 year ago

Medigap Shopping: Ignore the TV Ads

Medigap Shopping: Ignore the TV Ads I was Retired!

722 views - 1 year ago

Getting Ready for Medicare for 2025!

Getting Ready for Medicare for 2025! I was Retired!

958 views - 1 year ago

Will Medicare Part D Price Controls Work?

Will Medicare Part D Price Controls Work? I was Retired!

514 views - 1 year ago

Can You Trust the Tools Your Retirement Plan Provides?

Can You Trust the Tools Your Retirement Plan Provides? I was Retired!

532 views - 1 year ago

Recession, Wit!

Recession, Wit! I was Retired!

637 views - 1 year ago

3 Flaws with my DIY Retirement Withdrawal Strategy Spreadsheet

3 Flaws with my DIY Retirement Withdrawal Strategy Spreadsheet I was Retired!

2.3K views - 1 year ago