Scrimp and Spend

@UCpxabBXB2UAt2grCl0pIJ9g - 3.9K subscribers

Hi, I'm Ruth, the creator of Scrimp & Spend. Welcome to your home for clear and actionable financial education in the UK. I started this channel to document how I earn, save, spend, and invest, and to help you build confidence and make smart money moves for your future. Here, we cover everything from: -How to start investing -Budgeting that actually works -Navigating the UK financial landscape SUPPORT THE CHANNEL: If you find my content helpful, you can support the channel by buying me a coffee. Thank you so much! www.buymeacoffee.com/scrimpandspend

Home Videos Live Playlists

How I invest 5x more money than everyone else

How I invest 5x more money than everyone else Scrimp and Spend

2.7K views - 2 weeks ago

How to become a Qualified Financial Adviser in 2026

How to become a Qualified Financial Adviser in 2026 Scrimp and Spend

1.1K views - 4 weeks ago

I Invested £41k into UK Stocks & Shares ISA (my 4 year return)

I Invested £41k into UK Stocks & Shares ISA (my 4 year return) Scrimp and Spend

6.2K views - 4 weeks ago

1-year return from my £25k Vanguard ISA

1-year return from my £25k Vanguard ISA Scrimp and Spend

5.7K views - 4 weeks ago

My £20,000 investment on Trading 212 (5-month return)

My £20,000 investment on Trading 212 (5-month return) Scrimp and Spend

48.8K views - 1 month ago

What building £160k from scratch taught me about growing wealth

What building £160k from scratch taught me about growing wealth Scrimp and Spend

2K views - 1 month ago

My investments lost £848 (December Portfolio Update)

My investments lost £848 (December Portfolio Update) Scrimp and Spend

2.3K views - 1 month ago

How I'm turning my £50k ISA into 500k (super easy)

How I'm turning my £50k ISA into 500k (super easy) Scrimp and Spend

7.3K views - 3 months ago

How I Made £17,976 Passively (using my ISA & savings)

How I Made £17,976 Passively (using my ISA & savings) Scrimp and Spend

4.5K views - 3 months ago

My Investments Made More Than My Salary (Again)

My Investments Made More Than My Salary (Again) Scrimp and Spend

16K views - 3 months ago

ISA vs pension: which grew more? (my 7 year return)

ISA vs pension: which grew more? (my 7 year return) Scrimp and Spend

3.9K views - 4 months ago

My £21k Vanguard ISA 4-year return & why I'm leaving

My £21k Vanguard ISA 4-year return & why I'm leaving Scrimp and Spend

30.7K views - 4 months ago

My investments returned more than my full time salary!

My investments returned more than my full time salary! Scrimp and Spend

9.6K views - 4 months ago

How To Pay Off Your House In 10 Years Or Less

How To Pay Off Your House In 10 Years Or Less Scrimp and Spend

963 views - 5 months ago

How we overpaid our Mortgage by £53,000 in 5 years!

How we overpaid our Mortgage by £53,000 in 5 years! Scrimp and Spend

4.4K views - 5 months ago

How my investments made £3,742 in 60 days (while I did nothing)

How my investments made £3,742 in 60 days (while I did nothing) Scrimp and Spend

3.6K views - 5 months ago

Don't let your workplace pension RUIN your retirement.

Don't let your workplace pension RUIN your retirement. Scrimp and Spend

4.5K views - 5 months ago

The £1.5M Pension Mistake (And How to Fix it in 2 Clicks)

The £1.5M Pension Mistake (And How to Fix it in 2 Clicks) Scrimp and Spend

847 views - 6 months ago

Why I Don’t Recommend Trading 212 After Investing £20,000!

Why I Don’t Recommend Trading 212 After Investing £20,000! Scrimp and Spend

25.1K views - 6 months ago

The REAL Cost of My £50,000 Investment Portfolio

The REAL Cost of My £50,000 Investment Portfolio Scrimp and Spend

853 views - 7 months ago

How I Invested My First £50,000 (And Why I'm Changing Everything)

How I Invested My First £50,000 (And Why I'm Changing Everything) Scrimp and Spend

9.8K views - 7 months ago

My 4 Simple Spending Rules to Invest More, Effortlessly in 2025

My 4 Simple Spending Rules to Invest More, Effortlessly in 2025 Scrimp and Spend

1K views - 7 months ago

Why 93% of Investors Fail (and how to be in the 7%)

Why 93% of Investors Fail (and how to be in the 7%) Scrimp and Spend

1.3K views - 8 months ago

The Unfair Tax Traps Designed To Catch You Out

The Unfair Tax Traps Designed To Catch You Out Scrimp and Spend

754 views - 8 months ago

How to Invest in the Stock Market: My £1M Strategy in 10 Mins

How to Invest in the Stock Market: My £1M Strategy in 10 Mins Scrimp and Spend

1.4K views - 8 months ago

Investment portfolio update - I MAXED out my ISA!

Investment portfolio update - I MAXED out my ISA! Scrimp and Spend

1.6K views - 8 months ago

How Much I Make from Saving and Investing (Passive Income)

How Much I Make from Saving and Investing (Passive Income) Scrimp and Spend

4.4K views - 8 months ago

I Quit My Job and Here’s What Happened Next! (realistic results)

I Quit My Job and Here’s What Happened Next! (realistic results) Scrimp and Spend

982 views - 9 months ago

April 2025 Portfolio Update - I Left Trading 212

April 2025 Portfolio Update - I Left Trading 212 Scrimp and Spend

8.9K views - 9 months ago

Invest in fixing the #1 money mistake you're making

Invest in fixing the #1 money mistake you're making Scrimp and Spend

788 views - 10 months ago

Are Trading 212 Money Market Funds Safe?

Are Trading 212 Money Market Funds Safe? Scrimp and Spend

815 views - 10 months ago

The stock market is going CRAZY in April 2025 (Investment Update)

The stock market is going CRAZY in April 2025 (Investment Update) Scrimp and Spend

1.8K views - 10 months ago

MAXING out my Stocks and Shares ISA? │ My Investment Portfolio Update

MAXING out my Stocks and Shares ISA? │ My Investment Portfolio Update Scrimp and Spend

622 views - 10 months ago

Stock Market Crash! My Investment Portfolio Update (March 2025)

Stock Market Crash! My Investment Portfolio Update (March 2025) Scrimp and Spend

2.4K views - 11 months ago

The #1 wealth killer no one talks about | Housing Crisis

The #1 wealth killer no one talks about | Housing Crisis Scrimp and Spend

1.1K views - 11 months ago

Why EVERYTHING changes after saving your first 10k

Why EVERYTHING changes after saving your first 10k Scrimp and Spend

3K views - 11 months ago

Why Financial Freedom Starts at 100k | Net Worth Explodes

Why Financial Freedom Starts at 100k | Net Worth Explodes Scrimp and Spend

3.2K views - 1 year ago

How I Doubled My Salary UK (4 Tips For Higher Pay)

How I Doubled My Salary UK (4 Tips For Higher Pay) Scrimp and Spend

551 views - 1 year ago

My £45k Household Budget (beginner friendly guide)

My £45k Household Budget (beginner friendly guide) Scrimp and Spend

800 views - 1 year ago

Explaining my 150k Net Worth (and where it came from)

Explaining my 150k Net Worth (and where it came from) Scrimp and Spend

1.2K views - 1 year ago

Revealing My Net Worth (at 28 in the UK)

Revealing My Net Worth (at 28 in the UK) Scrimp and Spend

3.1K views - 1 year ago

My Top 4 Zero Risk Strategies for Building Wealth

My Top 4 Zero Risk Strategies for Building Wealth Scrimp and Spend

838 views - 1 year ago

I Paid Half My Mortgage in 4 Years! (here's how)

I Paid Half My Mortgage in 4 Years! (here's how) Scrimp and Spend

1.8K views - 1 year ago

T212 vs Invest Engine: The Best Investment ISA Compared

T212 vs Invest Engine: The Best Investment ISA Compared Scrimp and Spend

1.1K views - 1 year ago

I Invested £21k into UK Stocks & Shares ISA (my 3 year return)

I Invested £21k into UK Stocks & Shares ISA (my 3 year return) Scrimp and Spend

34.4K views - 1 year ago

How to Save Money: Unlock Financial Freedom with these Tips!

How to Save Money: Unlock Financial Freedom with these Tips! Scrimp and Spend

912 views - 1 year ago

Why You NEED to Save Money (more important than making it)

Why You NEED to Save Money (more important than making it) Scrimp and Spend

827 views - 1 year ago

I Took the Leap: QUITTING my Job to Start a Business

I Took the Leap: QUITTING my Job to Start a Business Scrimp and Spend

927 views - 1 year ago