Your CPA Money Mentor

@UCsBaIwCQ5_HRP2qSbv3dx7g - 4.7K subscribers

I'm Toyin, a Canadian CPA and MBA helping Canadians turn their peak earning years into their best wealth-building years. No shame, no judgment, just evidence-based strategies that actually work. What You'll Find Here: ✓ Canadian retirement planning (CPP, OAS, RRSP, TFSA optimization) ✓ Investment confidence for late starters ✓ Tax-smart wealth building ✓ Real numbers, real scenarios, real action steps ✓ Behavioral finance to overcome money mindset blocks My Credentials: • Chartered Professional Accountant (CPA) • MBA • Pursuing CFP certification • Owner of accounting practice & financial planning business Subscribe for weekly videos that turn financial overwhelm into financial confidence—one actionable step at a time. 📧 Ready for personalized guidance? Please email [email protected] DISCLAIMER: All videos on this channel are for educational or entertainment purposes only. They are not (and are not intended to be) financial, investment or legal advice.

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Six Figures Isn't Enough? Here's What's Missing

Six Figures Isn't Enough? Here's What's Missing Your CPA Money Mentor

604 views - 3 weeks ago

High Income? Stop Prioritizing TFSA | Here's Why

High Income? Stop Prioritizing TFSA | Here's Why Your CPA Money Mentor

1.4K views - 1 month ago

Behind on Retirement at 50? Here's Your 10-Year Catch-Up Plan

Behind on Retirement at 50? Here's Your 10-Year Catch-Up Plan Your CPA Money Mentor

1.2K views - 1 month ago

That Guaranteed Return Isn't What You Think | GICs vs. Inflation

That Guaranteed Return Isn't What You Think | GICs vs. Inflation Your CPA Money Mentor

674 views - 1 month ago

Most Canadians Fill Their RRSP and TFSA Wrong (Here's the Right Order)

Most Canadians Fill Their RRSP and TFSA Wrong (Here's the Right Order) Your CPA Money Mentor

32.3K views - 1 month ago

Selling Your Rental Property? Here's the OAS Problem Nobody Warns You About

Selling Your Rental Property? Here's the OAS Problem Nobody Warns You About Your CPA Money Mentor

5.4K views - 1 month ago

$300/Month Is All You Need To Build Real Wealth in Canada

$300/Month Is All You Need To Build Real Wealth in Canada Your CPA Money Mentor

51.5K views - 1 month ago

CRA Just Increased This to $16,452 for 2026 (Use It!)

CRA Just Increased This to $16,452 for 2026 (Use It!) Your CPA Money Mentor

5.8K views - 3 months ago

New 2026 CPP Numbers: How Much Will You Get?

New 2026 CPP Numbers: How Much Will You Get? Your CPA Money Mentor

1.9K views - 3 months ago

Most Canadians Are Behind on Retirement—Here's Why That Doesn't Matter

Most Canadians Are Behind on Retirement—Here's Why That Doesn't Matter Your CPA Money Mentor

1K views - 3 months ago

You're Earning Good Money But Still Broke? Here's Why

You're Earning Good Money But Still Broke? Here's Why Your CPA Money Mentor

500 views - 4 months ago

Most Canadians Don't Realize This About Their Investments

Most Canadians Don't Realize This About Their Investments Your CPA Money Mentor

1.7K views - 4 months ago

Big Five Banks Don't Want You Seeing This (2.90% vs 0.05%)

Big Five Banks Don't Want You Seeing This (2.90% vs 0.05%) Your CPA Money Mentor

2.2K views - 4 months ago

Retiring in Canada? This Hidden Income Rule Could Cost You Thousands

Retiring in Canada? This Hidden Income Rule Could Cost You Thousands Your CPA Money Mentor

5K views - 4 months ago

Saving $500/Month For 25 Years Won't Make You Wealthy | Here's What Will

Saving $500/Month For 25 Years Won't Make You Wealthy | Here's What Will Your CPA Money Mentor

456 views - 5 months ago

Taking CPP at 60 Makes Sense — Here’s the Math Behind It.

Taking CPP at 60 Makes Sense — Here’s the Math Behind It. Your CPA Money Mentor

604 views - 5 months ago

40 with $0 Saved for Retirement? Take These 5 Steps NOW (Income Based)

40 with $0 Saved for Retirement? Take These 5 Steps NOW (Income Based) Your CPA Money Mentor

606 views - 5 months ago

Can You Retire at 60 With $300K in Canada?

Can You Retire at 60 With $300K in Canada? Your CPA Money Mentor

6.8K views - 5 months ago

3 Biggest Retirement Lies Keeping Canadians Up at Night (Busted)

3 Biggest Retirement Lies Keeping Canadians Up at Night (Busted) Your CPA Money Mentor

802 views - 5 months ago

You Don't Need $1M to Retire in Canada (Here's Your Real Number)

You Don't Need $1M to Retire in Canada (Here's Your Real Number) Your CPA Money Mentor

18K views - 5 months ago

RRSP vs TFSA: Which One Actually Fits Your Life?

RRSP vs TFSA: Which One Actually Fits Your Life? Your CPA Money Mentor

1.1K views - 6 months ago

Starting to Invest at 45? Here's Why Your First $10K Changes Everything

Starting to Invest at 45? Here's Why Your First $10K Changes Everything Your CPA Money Mentor

3.7K views - 6 months ago

Mutual Funds vs Index Funds vs ETFs: Beginner Guide for Women 40+

Mutual Funds vs Index Funds vs ETFs: Beginner Guide for Women 40+ Your CPA Money Mentor

1K views - 6 months ago

401k vs Roth IRA vs Taxable Account: Which First? (Women 40+)

401k vs Roth IRA vs Taxable Account: Which First? (Women 40+) Your CPA Money Mentor

431 views - 7 months ago

Investing at 45 Doesn't Have to Be Complicated

Investing at 45 Doesn't Have to Be Complicated Your CPA Money Mentor

3K views - 8 months ago

Financial Crisis at 40+? How to Start Over Strong (Canadian Women)

Financial Crisis at 40+? How to Start Over Strong (Canadian Women) Your CPA Money Mentor

820 views - 8 months ago

Facing Divorce as a Canadian Woman? The Financial Reality You Need to Understand

Facing Divorce as a Canadian Woman? The Financial Reality You Need to Understand Your CPA Money Mentor

159 views - 8 months ago

Money Anxiety After 40: It's Math, Not You - Here's Proof

Money Anxiety After 40: It's Math, Not You - Here's Proof Your CPA Money Mentor

446 views - 8 months ago

GST/HST Exemption for Mental Health Professionals: 2024 Compliance Requirements Explained

GST/HST Exemption for Mental Health Professionals: 2024 Compliance Requirements Explained Your CPA Money Mentor

73 views - 9 months ago

Why Caring Women Over 40 Support Everyone But Themselves (And How to Change That)

Why Caring Women Over 40 Support Everyone But Themselves (And How to Change That) Your CPA Money Mentor

418 views - 9 months ago

The Mid-Year Financial Move That Saves Therapists Thousands

The Mid-Year Financial Move That Saves Therapists Thousands Your CPA Money Mentor

100 views - 9 months ago

How Women Turn $25K Into $850K Starting at Age 47

How Women Turn $25K Into $850K Starting at Age 47 Your CPA Money Mentor

29.8K views - 9 months ago

6 Tax Deductions Canadian Therapists Overlook (Save $6,000!)

6 Tax Deductions Canadian Therapists Overlook (Save $6,000!) Your CPA Money Mentor

111 views - 10 months ago

You're Brilliant at Work But Terrible With Money? Here's Why (And How to Fix It)

You're Brilliant at Work But Terrible With Money? Here's Why (And How to Fix It) Your CPA Money Mentor

315 views - 10 months ago

Stop Financial Stress in 30 Days: The Money Organization Framework Nobody Talks About

Stop Financial Stress in 30 Days: The Money Organization Framework Nobody Talks About Your CPA Money Mentor

161 views - 10 months ago

STOP Wasting Your Tax Refund! Do These 3 Things Instead (Canadian Guide)

STOP Wasting Your Tax Refund! Do These 3 Things Instead (Canadian Guide) Your CPA Money Mentor

187 views - 10 months ago

Tax Planning vs Tax Filing: The Costly Difference explained by a CPA

Tax Planning vs Tax Filing: The Costly Difference explained by a CPA Your CPA Money Mentor

166 views - 10 months ago

The Tax Mistake 62% of Small Business Owners Make (CRA Audit Trigger)

The Tax Mistake 62% of Small Business Owners Make (CRA Audit Trigger) Your CPA Money Mentor

120 views - 11 months ago

Hidden Tax Write-offs: What Employees Can't Claim (But Self-Employed Can)

Hidden Tax Write-offs: What Employees Can't Claim (But Self-Employed Can) Your CPA Money Mentor

73 views - 11 months ago

CPA Truth: TFSA vs. RRSP - Which Saves You More Tax?

CPA Truth: TFSA vs. RRSP - Which Saves You More Tax? Your CPA Money Mentor

81 views - 11 months ago

Max Your Refund: Must-Have Tax Slips

Max Your Refund: Must-Have Tax Slips Your CPA Money Mentor

115 views - 1 year ago

How to set financial goals and stick to them

How to set financial goals and stick to them Your CPA Money Mentor

260 views - 1 year ago

Sole Prop, Partnership, or Corporation? Choosing the Best Business Structure in Canada

Sole Prop, Partnership, or Corporation? Choosing the Best Business Structure in Canada Your CPA Money Mentor

220 views - 1 year ago

2025 Canada Tax Changes Revealed Boost Your Refund & Save More!

2025 Canada Tax Changes Revealed Boost Your Refund & Save More! Your CPA Money Mentor

320 views - 1 year ago

Ontario's New $200 Tax Rebate Explained: How to Claim Your Money!

Ontario's New $200 Tax Rebate Explained: How to Claim Your Money! Your CPA Money Mentor

705 views - 1 year ago

Canada's New GST/HST Tax Break Explained! More Money in Your Pocket This Holiday Season

Canada's New GST/HST Tax Break Explained! More Money in Your Pocket This Holiday Season Your CPA Money Mentor

78 views - 1 year ago

Balance Sheet Basics Explained: Empower Your Small Business Finances

Balance Sheet Basics Explained: Empower Your Small Business Finances Your CPA Money Mentor

57 views - 1 year ago

Income Statement Basics: What Every Small Business Owner Should Know

Income Statement Basics: What Every Small Business Owner Should Know Your CPA Money Mentor

69 views - 1 year ago

Accounting Basics for Small Business Owners in Canada

Accounting Basics for Small Business Owners in Canada Your CPA Money Mentor

212 views - 1 year ago

Bookkeeping Basics for Small Business Owners in Canada

Bookkeeping Basics for Small Business Owners in Canada Your CPA Money Mentor

161 views - 1 year ago

What this channel is all about.

What this channel is all about. Your CPA Money Mentor

106 views - 1 year ago