Demi Zhuang

@UCsv331OS1y3zzE0j8FhHZ0A - 58.7K subscribers

I LOVE all things personal finance - saving, budgeting, tips and tricks to save on my already incurring expenses. I’m documenting my personal finance journey towards achieving my dreams on this channel and hope it'll inspire others, like you, to create a life that you love to live (and some useful travel tips 🙂). If you are interested, follow along on this journey~ A disclaimer, all videos are meant for education and entertainment purposes only. You are advised to perform independent research yourself or seek a qualified financial adviser. I will not be liable for any losses directly or indirectly from any product / material provided and mentioned. This channel has not been reviewed by the Monetary Authority of Singapore.

Home Videos Live Playlists

My Boring Money Routine That Changed My Finances | June Money Diaries

My Boring Money Routine That Changed My Finances | June Money Diaries Demi Zhuang

6.8K views - 13 hours ago

It's Happening 🏡

It's Happening 🏡 Demi Zhuang

10K views - 6 days ago

How I Save Money with Wise (Travel & Business) 2026

How I Save Money with Wise (Travel & Business) 2026 Demi Zhuang

2.8K views - 1 week ago

The Journey to Financing a Private Condominium in Singapore as a 30 Year Old Single

The Journey to Financing a Private Condominium in Singapore as a 30 Year Old Single Demi Zhuang

24K views - 2 weeks ago

Buying a Home in Singapore as a 30 Year Old Single (Progress Update)

Buying a Home in Singapore as a 30 Year Old Single (Progress Update) Demi Zhuang

20K views - 3 weeks ago

How I Budget and Plan My Finances as a 30 Year Old Self-Employed (Transitioning to 🇸🇬)

How I Budget and Plan My Finances as a 30 Year Old Self-Employed (Transitioning to 🇸🇬) Demi Zhuang

6.9K views - 4 weeks ago

Goodbye Korea 🇰🇷 SIA Business Class Home w Mum 👵🏼 ICN SilverKris Lounge

Goodbye Korea 🇰🇷 SIA Business Class Home w Mum 👵🏼 ICN SilverKris Lounge Demi Zhuang

9K views - 1 month ago

How to Invest on Interactive Brokers Platform as a Beginner (Low Fees, Fractional Shares, Recurring)

How to Invest on Interactive Brokers Platform as a Beginner (Low Fees, Fractional Shares, Recurring) Demi Zhuang

13K views - 1 month ago

My April Money Diaries: A Slow Month, Big Changes & Going Home 🇸🇬

My April Money Diaries: A Slow Month, Big Changes & Going Home 🇸🇬 Demi Zhuang

10K views - 2 months ago

What I Invest In Every Month at 30 (My Real Portfolio)

What I Invest In Every Month at 30 (My Real Portfolio) Demi Zhuang

22K views - 2 months ago

How I Build 4 Income Streams and Made 6 Figures in 3 Months

How I Build 4 Income Streams and Made 6 Figures in 3 Months Demi Zhuang

18K views - 2 months ago

How I Prepared Myself to Grow My Investment Portfolio to $315,000 at 30 Years Old

How I Prepared Myself to Grow My Investment Portfolio to $315,000 at 30 Years Old Demi Zhuang

12K views - 2 months ago

How I Allocated My Net Worth of $644,000 at 30 Years Old

How I Allocated My Net Worth of $644,000 at 30 Years Old Demi Zhuang

26K views - 3 months ago

How I'm Preparing for a $1.3M Home This Year (Emotionally and Financially)

How I'm Preparing for a $1.3M Home This Year (Emotionally and Financially) Demi Zhuang

15K views - 3 months ago

How to Invest on Moomoo’s Platform as a Beginner (Low Fees, Fractional Shares)

How to Invest on Moomoo’s Platform as a Beginner (Low Fees, Fractional Shares) Demi Zhuang

27K views - 3 months ago

1.5 Years Review: Investing in the S&P 500 Portfolio on FSMOne (How to Set Up ETF RSP)

1.5 Years Review: Investing in the S&P 500 Portfolio on FSMOne (How to Set Up ETF RSP) Demi Zhuang

13K views - 3 months ago

How I’m Optimising My Cash in a Low Interest Rate Environment

How I’m Optimising My Cash in a Low Interest Rate Environment Demi Zhuang

11K views - 3 months ago

How $150/Month Could Become $70,000 for My Nieces

How $150/Month Could Become $70,000 for My Nieces Demi Zhuang

15K views - 3 months ago

3-Year Review: Investing in the S&P 500 Portfolio on Interactive Brokers

3-Year Review: Investing in the S&P 500 Portfolio on Interactive Brokers Demi Zhuang

72K views - 4 months ago

A Much Needed Break

A Much Needed Break Demi Zhuang

5.6K views - 4 months ago

I Wish This Was Forever (Behind the scenes of a creator)

I Wish This Was Forever (Behind the scenes of a creator) Demi Zhuang

4K views - 4 months ago

I Tried Trust Bank’s NEW Brokerage (Stocks)!

I Tried Trust Bank’s NEW Brokerage (Stocks)! Demi Zhuang

7.7K views - 4 months ago

How Much Money I Have Saved & Invested at 30 Years Old

How Much Money I Have Saved & Invested at 30 Years Old Demi Zhuang

72K views - 5 months ago

I Almost Bought a Home in Singapore 🥹

I Almost Bought a Home in Singapore 🥹 Demi Zhuang

22K views - 5 months ago

The Job That Pays me $8,500 / Month

The Job That Pays me $8,500 / Month Demi Zhuang

21K views - 5 months ago

Whole Life vs Term Life Insurance

Whole Life vs Term Life Insurance Demi Zhuang

4.9K views - 5 months ago

December Budget Breakdown (Income and Expenses) Budgeting for January

December Budget Breakdown (Income and Expenses) Budgeting for January Demi Zhuang

6.2K views - 6 months ago

My Dividend Portfolio 2025 Review and Plans for 2026

My Dividend Portfolio 2025 Review and Plans for 2026 Demi Zhuang

38K views - 6 months ago

Learning This When I Had Nothing Paid Off (Interest Income 2025)

Learning This When I Had Nothing Paid Off (Interest Income 2025) Demi Zhuang

9.9K views - 6 months ago

A Realistic Day in My Life in Seoul 🇰🇷 Alone but not lonely ☺️

A Realistic Day in My Life in Seoul 🇰🇷 Alone but not lonely ☺️ Demi Zhuang

5.7K views - 6 months ago

How I Build a $10,000/Year Dividend Portfolio in 2026 — How to Start Small

How I Build a $10,000/Year Dividend Portfolio in 2026 — How to Start Small Demi Zhuang

189K views - 6 months ago

How I’m Managing My Money in 2026 | Step-by-step (Income, Expenses, Budgeting, Goals, Savings)

How I’m Managing My Money in 2026 | Step-by-step (Income, Expenses, Budgeting, Goals, Savings) Demi Zhuang

33K views - 6 months ago

The Journey From Surviving to Actually Living — My Life & Money Journal

The Journey From Surviving to Actually Living — My Life & Money Journal Demi Zhuang

4.9K views - 7 months ago

First Full Month Living in Korea 🇰🇷 & my Employment Paycheque 💵 November Money Breakdown!

First Full Month Living in Korea 🇰🇷 & my Employment Paycheque 💵 November Money Breakdown! Demi Zhuang

11K views - 7 months ago

CDP vs Low Cost Brokerage Account on Moomoo: — Fees, Examples & My Updated Strategy

CDP vs Low Cost Brokerage Account on Moomoo: — Fees, Examples & My Updated Strategy Demi Zhuang

15K views - 7 months ago

Life Happened... I Liquidated My CPF OA Investment After 10 Months

Life Happened... I Liquidated My CPF OA Investment After 10 Months Demi Zhuang

13K views - 7 months ago

How Much Income I Made in September (8 Income Streams)

How Much Income I Made in September (8 Income Streams) Demi Zhuang

10K views - 7 months ago

My SRS Journey: Tax Relief, Investment, and 30% Gains (Answering your questions 🤔)

My SRS Journey: Tax Relief, Investment, and 30% Gains (Answering your questions 🤔) Demi Zhuang

25K views - 7 months ago

Goodbye Singapore 🇸🇬 SIA Business Class to 🇰🇷 Settling Down in my New Home 🏡

Goodbye Singapore 🇸🇬 SIA Business Class to 🇰🇷 Settling Down in my New Home 🏡 Demi Zhuang

26K views - 8 months ago

3 Things I Still Do on My Moomoo SG App in 2026 (EVEN After 3 Years of Investing)

3 Things I Still Do on My Moomoo SG App in 2026 (EVEN After 3 Years of Investing) Demi Zhuang

7.9K views - 8 months ago

I Wasn’t Expecting This Savings Account To Be Better Than UOB One (For Me)

I Wasn’t Expecting This Savings Account To Be Better Than UOB One (For Me) Demi Zhuang

35K views - 8 months ago

This Card Beats Money Changers AND Credit Cards When You Travel (YouTrip)

This Card Beats Money Changers AND Credit Cards When You Travel (YouTrip) Demi Zhuang

19K views - 8 months ago

My last year in my 20s 🙋🏻‍♀️ Day Trip to JB, my niece surprises us all 🥹

My last year in my 20s 🙋🏻‍♀️ Day Trip to JB, my niece surprises us all 🥹 Demi Zhuang

5.3K views - 8 months ago

I Got a Job | How I'm Budgeting my Salary in Singapore

I Got a Job | How I'm Budgeting my Salary in Singapore Demi Zhuang

36K views - 8 months ago

I Stopped Going Out because of This, 1 Day Solo Trip to Busan 🇰🇷 Interior Goods 🍽️ Michelin 🍮

I Stopped Going Out because of This, 1 Day Solo Trip to Busan 🇰🇷 Interior Goods 🍽️ Michelin 🍮 Demi Zhuang

7.9K views - 9 months ago

How 4 Income Streams Paid Me 5 Figures in 1 Month

How 4 Income Streams Paid Me 5 Figures in 1 Month Demi Zhuang

15K views - 9 months ago

What is changing with UOB Preferred Platinum from 01 Oct

What is changing with UOB Preferred Platinum from 01 Oct Demi Zhuang

8.2K views - 9 months ago

My Net Worth including Investment Profits & Losses (I was curious too 😅 )

My Net Worth including Investment Profits & Losses (I was curious too 😅 ) Demi Zhuang

22K views - 9 months ago

How I'm Planning for my Retirement with Dividends in 2026 (progress update) #moomoo

How I'm Planning for my Retirement with Dividends in 2026 (progress update) #moomoo Demi Zhuang

66K views - 10 months ago

How Much Income I Made in July (8 Income Streams)

How Much Income I Made in July (8 Income Streams) Demi Zhuang

15K views - 10 months ago

How Many Miles I've Accumulated after 2 Years | Beginners Journey

How Many Miles I've Accumulated after 2 Years | Beginners Journey Demi Zhuang

9.3K views - 10 months ago

What Building Wealth Taught Me in My 20s | 🎯 $500,000 before 30

What Building Wealth Taught Me in My 20s | 🎯 $500,000 before 30 Demi Zhuang

25K views - 10 months ago

My July Investments and Expenses Review Self Employed 🙋🏻‍♀️ 29 Year Old

My July Investments and Expenses Review Self Employed 🙋🏻‍♀️ 29 Year Old Demi Zhuang

10K views - 11 months ago

From $2K paychecks to 5 Figures | How Much I Made in June & How to Start with Affiliate Income?

From $2K paychecks to 5 Figures | How Much I Made in June & How to Start with Affiliate Income? Demi Zhuang

15K views - 11 months ago

Life before YouTube (Emotionally Struggling)

Life before YouTube (Emotionally Struggling) Demi Zhuang

12K views - 11 months ago

Is the UOB FX+ Debit Card your New Best Travel Card?

Is the UOB FX+ Debit Card your New Best Travel Card? Demi Zhuang

6.8K views - 11 months ago

How I Allocated My Net Worth of $400,000 at 29 Years Old

How I Allocated My Net Worth of $400,000 at 29 Years Old Demi Zhuang

67K views - 11 months ago

IT'S BACK 🎉 Best Miles Card for Everyday Spend & Travel | HSBC Revolution (4mpd)

IT'S BACK 🎉 Best Miles Card for Everyday Spend & Travel | HSBC Revolution (4mpd) Demi Zhuang

9.6K views - 11 months ago

How I got my FIRST Singapore Airlines Business Class Flight WITHOUT using Credit Card points

How I got my FIRST Singapore Airlines Business Class Flight WITHOUT using Credit Card points Demi Zhuang

20K views - 11 months ago

I am Financially Free from my Monthly Fixed Expenses 🥹

I am Financially Free from my Monthly Fixed Expenses 🥹 Demi Zhuang

22K views - 1 year ago