Luis Moreno

@UCudFLvAFrd9DJwX_GJrEmPg - 8.4K subscribers

About Insurance Agent Training – Luis Moreno I help insurance agents build predictable renewal income through ACA and Medicare. Specializing in ACA agent training, Medicare agent training, and T65 marketing, I teach 1099 agents how to create long-term residual income using proven systems — not guesswork. 5,000+ ACA clients. 1,000+ Medicare clients. 900+ agents nationwide. On this channel you’ll learn: • ACA quoting & compliance • Medicare Advantage sales strategy • AEP & Open Enrollment execution • CRM automation & retention systems • How to build $100K+ in renewals If you want scalable, renewal-based income instead of chasing one-time commissions, this channel gives you the blueprint. Call/Text: 210-972-9558 [email protected] www.InsuranceAgentTraining.net 🔔 Hit subscribe and don’t miss out on simple and practical training videos to help you master Medicare and ACA insurance sales! youtube.com/@InsuranceAgentTraining/?sub_confirmat…

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Bronze Plan Medications Subject to Deductible? Agents Miss This & It Could Cost Thousands

Bronze Plan Medications Subject to Deductible? Agents Miss This & It Could Cost Thousands Luis Moreno

124 views - 6 days ago

HSA & Medicare Rules 2026 🚨 Avoid Costly Agent Mistakes Before It’s Too Late

HSA & Medicare Rules 2026 🚨 Avoid Costly Agent Mistakes Before It’s Too Late Luis Moreno

100 views - 1 week ago

ACA Special Enrollment Periods: How To Get Coverage Outside Open Enrollment

ACA Special Enrollment Periods: How To Get Coverage Outside Open Enrollment Luis Moreno

202 views - 1 week ago

⚠️ ACA Subsidy Cliff Returns in 2026: How a Small Income Mistake Could Trigger a Huge Tax Bill

⚠️ ACA Subsidy Cliff Returns in 2026: How a Small Income Mistake Could Trigger a Huge Tax Bill Luis Moreno

375 views - 2 weeks ago

LLC Doesn't Mean What You Think It Means | Insurance Agent Reality. Legal Structures for Ins Agents

LLC Doesn't Mean What You Think It Means | Insurance Agent Reality. Legal Structures for Ins Agents Luis Moreno

128 views - 2 weeks ago

Moving States Triggers SEP — But Most Agents Get the Income Rules Wrong

Moving States Triggers SEP — But Most Agents Get the Income Rules Wrong Luis Moreno

107 views - 2 weeks ago

Most Medicare Agents Miss This $20K Cross Selling Opportunity

Most Medicare Agents Miss This $20K Cross Selling Opportunity Luis Moreno

293 views - 2 weeks ago

Do Prescriptions Count Toward Out-of-Pocket Limits? ACA vs Medicare Advantage 💊

Do Prescriptions Count Toward Out-of-Pocket Limits? ACA vs Medicare Advantage 💊 Luis Moreno

123 views - 3 weeks ago

Advanced Diabetes Supply with Lucy Niquet: Why Agents NEED ADS in 2026 🚨

Advanced Diabetes Supply with Lucy Niquet: Why Agents NEED ADS in 2026 🚨 Luis Moreno

63 views - 1 month ago

🚨 Florida ADAP SEP 2026 Update – ACA Agents MUST Act Before April 30!

🚨 Florida ADAP SEP 2026 Update – ACA Agents MUST Act Before April 30! Luis Moreno

275 views - 1 month ago

🔔The Satisfaction of Selling: The “Ring the Bell” Sales Culture System

🔔The Satisfaction of Selling: The “Ring the Bell” Sales Culture System Luis Moreno

157 views - 1 month ago

Medicare Carrier Service Area Reduction? Use the 60-Day SEP to Win Clients Back 🚨

Medicare Carrier Service Area Reduction? Use the 60-Day SEP to Win Clients Back 🚨 Luis Moreno

91 views - 1 month ago

HealthSherpa Setup & Configuration for Marketplace Agents

HealthSherpa Setup & Configuration for Marketplace Agents Luis Moreno

164 views - 1 month ago

Schedule C vs S-Corp: Which One Actually Saves You Money?

Schedule C vs S-Corp: Which One Actually Saves You Money? Luis Moreno

316 views - 1 month ago

Most Insurance Agents Overpay Taxes — Avoid These Mistakes

Most Insurance Agents Overpay Taxes — Avoid These Mistakes Luis Moreno

158 views - 1 month ago

2026 Ameritas Dental & Vision Plans 🦷👓 | Agent Overview w/ Lori (Contract Now!)

2026 Ameritas Dental & Vision Plans 🦷👓 | Agent Overview w/ Lori (Contract Now!) Luis Moreno

269 views - 1 month ago

ACA Agents: Missing These 4 Compliance Steps? How an Agent CRM Protects Your Contracts & Commission

ACA Agents: Missing These 4 Compliance Steps? How an Agent CRM Protects Your Contracts & Commission Luis Moreno

246 views - 1 month ago

ACA Agent Complaint Handled by a Carrier | 4 Things That Can Cost You Your Appointment & Commissions

ACA Agent Complaint Handled by a Carrier | 4 Things That Can Cost You Your Appointment & Commissions Luis Moreno

221 views - 1 month ago

Is ACA Dead? NO — These Special Enrollment Periods Let You Enroll Year-Round

Is ACA Dead? NO — These Special Enrollment Periods Let You Enroll Year-Round Luis Moreno

326 views - 1 month ago

ACA Enrollments Are Up 📈 New Agent Training Done Right | What You Need Day One

ACA Enrollments Are Up 📈 New Agent Training Done Right | What You Need Day One Luis Moreno

247 views - 1 month ago

Patients Can’t Afford Health Insurance 😡 Agents MUST Fix Silver Plan Mistakes NOW

Patients Can’t Afford Health Insurance 😡 Agents MUST Fix Silver Plan Mistakes NOW Luis Moreno

329 views - 1 month ago

When ACA Open Enrollment Ends, SEP Becomes Your Goldmine

When ACA Open Enrollment Ends, SEP Becomes Your Goldmine Luis Moreno

542 views - 1 month ago

Medigap Clients Can’t Afford Coverage? ⚠️ Medicare SEPs Agents MUST Know (January Trap!)

Medigap Clients Can’t Afford Coverage? ⚠️ Medicare SEPs Agents MUST Know (January Trap!) Luis Moreno

262 views - 1 month ago

HSA Explained 🚨 Trump’s New Health Plan & Why You STILL Need Insurance

HSA Explained 🚨 Trump’s New Health Plan & Why You STILL Need Insurance Luis Moreno

507 views - 1 month ago

Trump’s Great Healthcare Plan Explained — Health Insurance Changes in 2026!

Trump’s Great Healthcare Plan Explained — Health Insurance Changes in 2026! Luis Moreno

1.9K views - 1 month ago

🚨 UHC TERMINATED This ACA Agent | Here’s How to Avoid Losing Your Contract

🚨 UHC TERMINATED This ACA Agent | Here’s How to Avoid Losing Your Contract Luis Moreno

706 views - 1 month ago

⚠️ ACA Subsidy Payback WARNING for 2026 — One Mistake Could Cost Clients THOUSANDS!

⚠️ ACA Subsidy Payback WARNING for 2026 — One Mistake Could Cost Clients THOUSANDS! Luis Moreno

810 views - 3 months ago

🚨 HealthSherpa Premier Partner Explained (Agents Missing This Are Losing Clients!)

🚨 HealthSherpa Premier Partner Explained (Agents Missing This Are Losing Clients!) Luis Moreno

322 views - 3 months ago

🔥 Top 10 Meta Ads Questions Insurance Agents Are Asking + $500 OFF FB & IG Lead Course (Ends 1/1/26)

🔥 Top 10 Meta Ads Questions Insurance Agents Are Asking + $500 OFF FB & IG Lead Course (Ends 1/1/26) Luis Moreno

442 views - 3 months ago

🚫 The ACA Enrollment Link Mistake Costing Agents Thousands (Or You Might Not Get Paid!) 💸

🚫 The ACA Enrollment Link Mistake Costing Agents Thousands (Or You Might Not Get Paid!) 💸 Luis Moreno

490 views - 3 months ago

ACA OEP Phase 1 Is Over — 4 Things Agents MUST Do Now To Lock In 2026 Commissions

ACA OEP Phase 1 Is Over — 4 Things Agents MUST Do Now To Lock In 2026 Commissions Luis Moreno

680 views - 3 months ago

HealthSherpa Doctor Search Warning — How To Avoid Losing Clients & Gain Referrals

HealthSherpa Doctor Search Warning — How To Avoid Losing Clients & Gain Referrals Luis Moreno

206 views - 3 months ago

College Student Health Insurance: ACA Vs Short-Term — What Agents Need To Know (2025)

College Student Health Insurance: ACA Vs Short-Term — What Agents Need To Know (2025) Luis Moreno

155 views - 3 months ago

VA Benefits Vs ACA Plans — Don’t Enroll Veterans Until You Watch This (Agent Warning)

VA Benefits Vs ACA Plans — Don’t Enroll Veterans Until You Watch This (Agent Warning) Luis Moreno

272 views - 3 months ago

HealthSherpa Drug Not Covered? Here's Why Your Client's Rx Might Actually Be Approved

HealthSherpa Drug Not Covered? Here's Why Your Client's Rx Might Actually Be Approved Luis Moreno

192 views - 3 months ago

ACA Agents: Binder Payment & EFT Mistake That Costs You Clients (Fix It Now!)

ACA Agents: Binder Payment & EFT Mistake That Costs You Clients (Fix It Now!) Luis Moreno

280 views - 3 months ago

Top 4 ACA Mistakes Agents Make Before Enrolling Clients | CMS Compliance Tips

Top 4 ACA Mistakes Agents Make Before Enrolling Clients | CMS Compliance Tips Luis Moreno

248 views - 3 months ago

Why ACA Premiums Drop When You Add Dependents | Simple ACA Math Explained For Agents

Why ACA Premiums Drop When You Add Dependents | Simple ACA Math Explained For Agents Luis Moreno

114 views - 3 months ago

Preventative Vs Diagnostic Mammogram Coverage Explained | What’s Covered Under ACA

Preventative Vs Diagnostic Mammogram Coverage Explained | What’s Covered Under ACA Luis Moreno

103 views - 3 months ago

Why Every Medicare Advantage Client Needs Hospital Indemnity Coverage In 2025

Why Every Medicare Advantage Client Needs Hospital Indemnity Coverage In 2025 Luis Moreno

198 views - 3 months ago

How To Generate Your Own Insurance Leads | Stop Buying Expensive Leads In 2025

How To Generate Your Own Insurance Leads | Stop Buying Expensive Leads In 2025 Luis Moreno

210 views - 4 months ago

ACA Family Glitch Fix Explained | How Agents Can Help Families Save Thousands

ACA Family Glitch Fix Explained | How Agents Can Help Families Save Thousands Luis Moreno

470 views - 4 months ago

What Counts As Income For ACA 2025? Avoid Tax Bill Mistakes & Missed Savings

What Counts As Income For ACA 2025? Avoid Tax Bill Mistakes & Missed Savings Luis Moreno

254 views - 4 months ago

How To Track ACA Clients & Renewals | ACA Tracker Every Agent Needs In 2025

How To Track ACA Clients & Renewals | ACA Tracker Every Agent Needs In 2025 Luis Moreno

112 views - 4 months ago

What To Do If An ACA Plan Gets Canceled | How Agents Move Clients To New Carriers

What To Do If An ACA Plan Gets Canceled | How Agents Move Clients To New Carriers Luis Moreno

183 views - 4 months ago

How To Get ACA Clients Fast | Doctor Office Marketing Trick That Actually Works

How To Get ACA Clients Fast | Doctor Office Marketing Trick That Actually Works Luis Moreno

460 views - 4 months ago

How To Follow Up After Writing An ACA Policy | Retention Tips For Agents

How To Follow Up After Writing An ACA Policy | Retention Tips For Agents Luis Moreno

225 views - 4 months ago

What The Government Shutdown Means For Your Health Insurance!

What The Government Shutdown Means For Your Health Insurance! Luis Moreno

415 views - 4 months ago

🎥🔥 UPDATED: 2026 ACA Oscar & Ambetter BONUS Breakdown (Agents MUST See This!)

🎥🔥 UPDATED: 2026 ACA Oscar & Ambetter BONUS Breakdown (Agents MUST See This!) Luis Moreno

436 views - 4 months ago

ACA Agent Compliance Checklist | Avoid Losing Clients & Commissions In 2026

ACA Agent Compliance Checklist | Avoid Losing Clients & Commissions In 2026 Luis Moreno

602 views - 4 months ago

How To Shop ACA Plans In 2026 | Save Clients Money When Rates Increase

How To Shop ACA Plans In 2026 | Save Clients Money When Rates Increase Luis Moreno

440 views - 4 months ago

🚀 Welcome to Agent CRM! | Affiliate Walkthrough with Luis Moreno 💼🔥

🚀 Welcome to Agent CRM! | Affiliate Walkthrough with Luis Moreno 💼🔥 Luis Moreno

239 views - 4 months ago

Agent CRM 💥 What is The Activator? | Step-by-Step Setup for Insurance Agents

Agent CRM 💥 What is The Activator? | Step-by-Step Setup for Insurance Agents Luis Moreno

283 views - 4 months ago

Employer plan vs MAPD vs Med Supp and PDP

Employer plan vs MAPD vs Med Supp and PDP Luis Moreno

140 views - 4 months ago

How To Customize Agent CRM | Step-By-Step Guide For Insurance Agents 2025

How To Customize Agent CRM | Step-By-Step Guide For Insurance Agents 2025 Luis Moreno

129 views - 4 months ago

💰 If eAPTC Returns for insureds — Here’s What Smart ACA Agents Will Do FIRST! 💥

💰 If eAPTC Returns for insureds — Here’s What Smart ACA Agents Will Do FIRST! 💥 Luis Moreno

601 views - 5 months ago

How To Move Clients From Silver To Bronze ACA Plans & Still Cover Prescriptions

How To Move Clients From Silver To Bronze ACA Plans & Still Cover Prescriptions Luis Moreno

580 views - 5 months ago

💼 ACA & Medicare Contracting 2026: What Agents MUST Know Before Signing! 🚨

💼 ACA & Medicare Contracting 2026: What Agents MUST Know Before Signing! 🚨 Luis Moreno

355 views - 5 months ago

Why Every Insurance Agent Needs A CRM | Top Producers’ Secret Tool Explained

Why Every Insurance Agent Needs A CRM | Top Producers’ Secret Tool Explained Luis Moreno

290 views - 5 months ago

How We Avoided The ACA Income Cliff | Save Clients $12,000 With This 2026 Strategy

How We Avoided The ACA Income Cliff | Save Clients $12,000 With This 2026 Strategy Luis Moreno

941 views - 5 months ago